Truva

See the fees, rewards, and catches before you apply

145 cards · 16 banks · Latest source check: Jun 9, 2026

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Showing 145 of 145 cards · sorted by most complete data first

PNB Platinum Mastercard

Philippine National Bank

Rewards

Points

Yearly fee

₱3,000

/ year

Min. income

₱50,000

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱3,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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PNB Essentials Mastercard

Philippine National Bank

Rewards

Points

Yearly fee

₱1,200

/ year

Min. income

₱10,000

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱1,200 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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PNB Diamond UnionPay

Philippine National Bank

Rewards

Points

Yearly fee

₱3,000

/ year

Min. income

₱10,000

/ month

Interest / month

2.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱3,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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PNB Cashback Titanium Mastercard

Philippine National Bank

Rewards

Cashback

Yearly fee

₱2,500

/ year

Min. income

₱10,000

/ month

Interest / month

3.00%

/ month

Earns cashback on eligible purchases.Has a yearly fee of ₱2,500 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Maybank Visa Gold

Maybank Philippines

Rewards

Points

Yearly fee

₱2,500

/ year

Min. income

₱35,000

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱2,500 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Maybank Visa Classic

Maybank Philippines

Rewards

Points

Yearly fee

₱2,000

/ year

Min. income

₱16,250

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱2,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Maybank Manchester United Credit Card

Maybank Philippines

Rewards

Points

Yearly fee

₱2,500

/ year

Min. income

₱21,667

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱2,500 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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LANDBANK Gold Credit Card

Land Bank of the Philippines

Rewards

Points

Yearly fee

₱2,500

/ year

Min. income

₱12,500

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱2,500 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Chinabank @home Visa Platinum

China Banking Corporation (Chinabank)

Rewards

1% cashback on online purchases

Yearly fee

₱3,000

/ year

Min. income

₱20,833

/ month

Interest / month

3.00%

/ month

Earns 1% cashback on online purchases to reward your internet shopping.Has a yearly fee of ₱3,000 that you must pay to keep using the card.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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UnionBank PlayEveryday Credit Card

UnionBank of the Philippines

Rewards

Points

Yearly fee

₱1,500

/ year

Min. income

₱30,000

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱1,500 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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UnionBank Lazada Credit Card

UnionBank of the Philippines

Rewards

Cashback

Yearly fee

₱3,000

/ year

Min. income

₱30,000

/ month

Interest / month

3.00%

/ month

Earns cashback on eligible purchases.Has a yearly fee of ₱3,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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RCBC ZALORA Credit Card

Rizal Commercial Banking Corporation

Rewards

Cashback

Yearly fee

₱4,000

/ year

Min. income

₱20,833

/ month

Interest / month

3.00%

/ month

Earns cashback on eligible purchases.Has a yearly fee of ₱4,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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RCBC World Mastercard

Rizal Commercial Banking Corporation

Rewards

Points

Yearly fee

₱6,000

/ year

Min. income

₱1,000,000

/ year

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱6,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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RCBC UnionPay Diamond Card

Rizal Commercial Banking Corporation

Rewards

Points

Yearly fee

₱3,000

/ year

Min. income

₱83,333

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱3,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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RCBC Gold JCB

Rizal Commercial Banking Corporation

Rewards

Points

Yearly fee

₱3,000

/ year

Min. income

₱41,667

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱3,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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RCBC Flex Visa

Rizal Commercial Banking Corporation

Rewards

Points

Yearly fee

₱1,500

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Earns 2x rewards points in two preferred categories chosen from dining, clothing, travel, or transportation.The higher earn rate depends on choosing categories that match your actual spending.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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RCBC Classic JCB

Rizal Commercial Banking Corporation

Rewards

Points

Yearly fee

₱1,500

/ year

Min. income

₱20,833

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱1,500 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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RCBC Black Card Platinum Mastercard

Rizal Commercial Banking Corporation

Rewards

1 pt / ₱30

Yearly fee

₱3,600

/ year

Min. income

₱83,334

/ month

Interest / month

3.00%

/ month

Earns 1 rewards point for every Php 30 local spend, and 1 point for every Php 10 international spend.Regular yearly fee is Php 3,600 for the peso card if you do not qualify for the active lifetime-fee waiver promo.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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PNB-La Salle Green Hills Alumni Association Platinum Mastercard

Philippine National Bank

Rewards

Points

Yearly fee

₱3,000

/ year

Min. income

₱50,000

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱3,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Metrobank Travel Signature Visa

Metrobank

Rewards

1 mi / ₱30

Yearly fee

₱5,500

/ year

Min. income

₱58,333

/ month

Interest / month

3.00%

/ month

Earns 1 mile for every Php 30 spend on all purchases.Regular yearly fee is Php 5,500 after the first-year waiver.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Maybank Standard Mastercard

Maybank Philippines

Rewards

Points

Yearly fee

₱2,000

/ year

Min. income

₱16,250

/ month

Interest / month

2.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱2,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Maybank MasterCard Gold

Maybank Philippines

Rewards

Points

Yearly fee

₱2,500

/ year

Min. income

₱35,000

/ month

Interest / month

2.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱2,500 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

View details

LANDBANK Classic Credit Card

Land Bank of the Philippines

Rewards

Points

Yearly fee

₱1,000

/ year

Min. income

₱12,500

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱1,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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HSBC Red Platinum Mastercard

HSBC Philippines

Rewards

4 pts

Yearly fee

₱2,500

/ year

Min. income

₱33,334

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱2,500 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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HSBC Premier Mastercard

HSBC Philippines

Rewards

Points

Yearly fee

PHP 0

Min. income

₱300,000

/ month

Interest / month

3.00%

/ month

No yearly fee for life, so the ongoing card cost is Php 0.Requires a minimum monthly income of ₱300,000 to apply.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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EastWest Platinum Mastercard

East West Banking Corporation

Rewards

1 pt / ₱40

Yearly fee

PHP 0

for life

Min. income

₱150,000

/ month

Interest / month

3.00%

/ month

No yearly fee for life, so the ongoing card cost is Php 0.Requires a minimum monthly income of ₱150,000 to apply.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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EastWest Singapore Airlines KrisFlyer World Mastercard

East West Banking Corporation

Rewards

Miles

Yearly fee

₱5,000

/ year

Min. income

₱216,667

/ month

Interest / month

3.00%

/ month

Earns miles on eligible purchases.Has a yearly fee of ₱5,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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EastWest Singapore Airlines KrisFlyer Platinum Mastercard

East West Banking Corporation

Rewards

Miles

Yearly fee

₱4,000

/ year

Min. income

₱100,000

/ month

Interest / month

3.00%

/ month

Earns miles on eligible purchases.Has a yearly fee of ₱4,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

View details

EastWest JCB Platinum

East West Banking Corporation

Rewards

Points

Yearly fee

₱3,500

/ year

Min. income

₱83,333

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱3,500 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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EastWest JCB Gold

East West Banking Corporation

Rewards

Points

Yearly fee

₱2,500

/ year

Min. income

₱25,000

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱2,500 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

View details

EastWest Gold Mastercard

East West Banking Corporation

Rewards

Points

Yearly fee

₱2,500

/ year

Min. income

₱40,000

/ month

Interest / month

3.00%

/ month

Earns 1 EastWest Rewards Point for every Php 100 charged to the card.Regular yearly fee is Php 2,500 after the first year.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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EastWest foodpanda Visa

East West Banking Corporation

Rewards

Cashback

Yearly fee

₱1,200

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Earns cashback on eligible purchases.Has a yearly fee of ₱1,200 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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EastWest EveryDay Titanium Mastercard

East West Banking Corporation

Rewards

5% cash rebate on supermarket, drugstore, and gas purchases after Php 10,000 non-essential spend in a statement period

Yearly fee

₱2,800

/ year

Min. income

₱40,000

/ month

Interest / month

3.00%

/ month

Earns cashback on eligible purchases.Has a yearly fee of ₱2,800 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

View details

EastWest Dolce Vita Titanium Mastercard

East West Banking Corporation

Rewards

Points

Yearly fee

₱2,000

/ year

Min. income

₱25,000

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱2,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

View details

Chinabank World Mastercard

China Banking Corporation (Chinabank)

Rewards

Points

Yearly fee

₱6,000

/ year

Min. income

₱83,333

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱6,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

View details

Chinabank Destinations World Mastercard

China Banking Corporation (Chinabank)

Rewards

1 mi / ₱30

Yearly fee

₱5,000

/ year

Min. income

₱20,833

/ month

Interest / month

3.00%

/ month

Earns 1 Destination Mile for every ₱30 spent on all local purchases.Has a high yearly fee of ₱5,000 that you must pay annually.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Chinabank Destinations World Dollar Mastercard

China Banking Corporation (Chinabank)

Rewards

1 miles

Yearly fee

$100

/ year

Min. income

₱20,833

/ month

Interest / month

3.00%

/ month

Billed in US dollars, saving you from currency exchange costs when spending abroad.Has a yearly fee of $100 which must be paid in US dollars.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Chinabank Destinations Platinum Mastercard

China Banking Corporation (Chinabank)

Rewards

1 mi / ₱30

Yearly fee

₱4,000

/ year

Min. income

₱20,833

/ month

Interest / month

3.00%

/ month

Earns 1 Destination Mile for every ₱30 spent, which is fast for an entry-level miles card.Has a yearly fee of ₱4,000 that you must pay to keep the card active.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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RCBC YGC Rewards Plus Platinum Mastercard

Rizal Commercial Banking Corporation

Rewards

Points

Yearly fee

₱3,600

/ year

Min. income

₱20,833

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱3,600 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

View details

Chinabank Freedom Mastercard

China Banking Corporation (Chinabank)

Rewards

1 pt / ₱20

Yearly fee

PHP 0

for life

Min. income

₱20,833

/ month

Interest / month

3.00%

/ month

No yearly fee for life ensures you never pay to keep this card active.High foreign card fee of 2.50% makes buying from international websites expensive.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BPI Gold Rewards Card

Bank of the Philippine Islands

Rewards

1 pt / ₱35

Yearly fee

₱2,250

/ year

Min. income

₱40,000

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱2,250 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Security Bank World Mastercard

Security Bank Corporation

Rewards

Points

Yearly fee

₱5,000

/ year

Min. income

₱250,000

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱5,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

View details

Maybank Platinum Mastercard

Maybank Philippines

Rewards

Points

Yearly fee

₱3,500

/ year

Min. income

₱54,167

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱3,500 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Chinabank Cash Rewards Mastercard

China Banking Corporation (Chinabank)

Rewards

6% cashback on dining and groceries

Yearly fee

₱3,588

/ year

Min. income

₱20,833

/ month

Interest / month

3.00%

/ month

Earns 6% cashback on groceries and dining purchases.Has a yearly fee of ₱3,588 which requires consistent dining spend to justify.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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AUB Classic Mastercard

Asia United Bank

Rewards

1 pt / ₱50

Yearly fee

PHP 0

for life

Min. income

₱50,000

/ month

Interest / month

3.00%

/ month

No yearly fee for life means there is no recurring ownership cost.Requires a minimum monthly income of Php 50,000 to apply.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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AUB Easy Mastercard

Asia United Bank

Rewards

1 pt / ₱50

Yearly fee

PHP 0

for life

Min. income

₱50,000

/ month

Interest / month

3.00%

/ month

No yearly fee for life keeps the card inexpensive to own.Requires a minimum monthly income of Php 50,000 to apply.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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AUB Gold Mastercard

Asia United Bank

Rewards

1 pt / ₱50

Yearly fee

PHP 0

for life

Min. income

₱50,000

/ month

Interest / month

3.00%

/ month

No yearly fee for life means you never pay to keep the card active.Requires a minimum monthly income of Php 50,000 to apply.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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AUB Platinum Mastercard

Asia United Bank

Rewards

1 pt / ₱50

Yearly fee

PHP 0

for life

Min. income

₱100,000

/ month

Interest / month

3.00%

/ month

No yearly fee for life keeps the long-term cost low for a Platinum-tier card.Requires a minimum monthly income of Php 100,000 to apply.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Chinabank Platinum Mastercard

China Banking Corporation (Chinabank)

Rewards

1 pt / ₱30

Yearly fee

₱3,500

/ year

Min. income

₱250,000

/ year

Interest / month

3.00%

/ month

Earns 1 Rewards Point for every Php 30 qualified spend.Regular yearly fee is Php 3,500 after the first year.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Chinabank Prime Mastercard

China Banking Corporation (Chinabank)

Rewards

1 pt / ₱30

Yearly fee

₱1,500

/ year

Min. income

₱250,000

/ year

Interest / month

3.00%

/ month

Earns 1 Rewards Point for every Php 30 qualified spend.Regular yearly fee is Php 1,500 after the first year.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Metrobank Toyota Card

Metrobank

Rewards

Points

Yearly fee

₱2,500

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Lists 3% fuel rebate at Petron.Regular yearly fee is Php 2,500 after the first-year waiver.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Metrobank Toyota Platinum Card

Metrobank

Rewards

Points

Yearly fee

₱2,800

/ year

Min. income

₱29,167

/ month

Interest / month

3.00%

/ month

Lists 3% fuel and toll rebates globally, subject to Metrobank's yearly cap.Regular yearly fee is Php 2,800 after the first-year waiver.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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UnionBank Cash Back Visa Platinum Credit Card

UnionBank of the Philippines

Rewards

Cashback

Yearly fee

₱4,500

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Earns cashback on eligible purchases.Has a yearly fee of ₱4,500 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

View details

Security Bank Classic Mastercard

Security Bank Corporation

Rewards

Points

Yearly fee

₱2,000

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱2,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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RCBC Visa Platinum

Rizal Commercial Banking Corporation

Rewards

Miles

Yearly fee

₱5,000

/ year

Min. income

₱83,333

/ month

Interest / month

3.00%

/ month

Earns miles on eligible purchases.Has a yearly fee of ₱5,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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RCBC Flex Gold Visa

Rizal Commercial Banking Corporation

Rewards

Points

Yearly fee

₱3,000

/ year

Min. income

₱50,000

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱3,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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RCBC Diamond Card Platinum Mastercard

Rizal Commercial Banking Corporation

Rewards

1 pt / ₱30

Yearly fee

₱2,500

/ year

Min. income

₱83,333

/ month

Interest / month

3.00%

/ month

Earns flexible, non-expiring RCBC Rewards Points for eligible purchases.Requires a high annual income of Php 1,000,000 to apply.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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RCBC AirAsia Credit Card

Rizal Commercial Banking Corporation

Rewards

Miles

Yearly fee

₱3,600

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Earns miles on eligible purchases.Has a yearly fee of ₱3,600 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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PNB-PAL Mabuhay Miles World Mastercard

Philippine National Bank

Rewards

Miles

Yearly fee

₱6,000

/ year

Min. income

₱200,000

/ month

Interest / month

3.00%

/ month

Earns miles on eligible purchases.Has a yearly fee of ₱6,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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PNB-PAL Mabuhay Miles Platinum Mastercard

Philippine National Bank

Rewards

Miles

Yearly fee

₱3,000

/ year

Min. income

₱100,000

/ month

Interest / month

3.00%

/ month

Earns miles on eligible purchases.Has a yearly fee of ₱3,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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PNB-PAL Mabuhay Miles NOW Mastercard

Philippine National Bank

Rewards

Miles

Yearly fee

₱1,000

/ year

Min. income

₱10,000

/ month

Interest / month

3.00%

/ month

Earns miles on eligible purchases.Has a yearly fee of ₱1,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Metrobank Travel Platinum Visa

Metrobank

Rewards

Points

Yearly fee

₱5,000

/ year

Min. income

₱58,334

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱5,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Metrobank Titanium Mastercard

Metrobank

Rewards

1 pt / ₱20

Yearly fee

₱2,500

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Earns 1 never-expiring point for every Php 20 spend.Regular yearly fee is Php 2,500 after the standard first-year waiver.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Metrobank Rewards Plus Visa

Metrobank

Rewards

1 pt / ₱20

Yearly fee

₱2,500

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱2,500 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Metrobank Platinum Mastercard

Metrobank

Rewards

1 pt / ₱20

Yearly fee

₱5,000

/ year

Min. income

₱58,333

/ month

Interest / month

3.00%

/ month

Earns Metrobank Rewards Points for everyday purchases.Regular yearly fee is Php 5,000 after the first-year waiver.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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HSBC Live+ Credit Card

HSBC Philippines

Rewards

8% on dining

Yearly fee

₱5,000

/ year

Min. income

₱33,333

/ month

Interest / month

3.00%

/ month

Earns cashback on eligible purchases.Has a yearly fee of ₱5,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Go Rewards Platinum Visa Credit Card

UnionBank of the Philippines

Rewards

Points

Yearly fee

₱5,000

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱5,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Cebu Pacific Platinum Credit Card

UnionBank of the Philippines

Rewards

Points

Yearly fee

₱5,000

/ year

Min. income

₱50,000

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱5,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Cebu Pacific Gold Credit Card

UnionBank of the Philippines

Rewards

Points

Yearly fee

₱3,000

/ year

Min. income

₱30,000

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱3,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BPI Amore Platinum Cashback Card

Bank of the Philippine Islands

Rewards

4% on dining

Yearly fee

₱5,000

/ year

Min. income

₱83,333

/ month

Interest / month

3.00%

/ month

Earns cashback on eligible purchases.Has a yearly fee of ₱5,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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UnionBank Shell Power Visa Platinum

UnionBank of the Philippines

Rewards

Cashback

Yearly fee

₱2,800

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Earns cashback on eligible purchases.Has a yearly fee of ₱2,800 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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UnionBank Rewards Visa Platinum Credit Card

UnionBank of the Philippines

Rewards

Points

Yearly fee

₱2,500

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱2,500 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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UnionBank Rewards Platinum Mastercard

UnionBank of the Philippines

Rewards

Points

Yearly fee

₱2,500

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱2,500 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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UnionBank Miles+ World Mastercard

UnionBank of the Philippines

Rewards

Miles

Yearly fee

₱5,000

/ year

Min. income

₱30,000

/ month

Interest / month

3.00%

/ month

Earns miles on eligible purchases.Has a yearly fee of ₱5,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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UnionBank Miles+ Visa Signature Credit Card

UnionBank of the Philippines

Rewards

Miles

Yearly fee

₱5,000

/ year

Min. income

₱30,000

/ month

Interest / month

3.00%

/ month

Earns miles on eligible purchases.Has a yearly fee of ₱5,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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UnionBank Mercury Visa

UnionBank of the Philippines

Rewards

Points

Yearly fee

PHP 0

for life

Min. income

₱30,000

/ month

Interest / month

3.00%

/ month

No yearly fee for life, so the ongoing card cost is Php 0.Requires a minimum monthly income of ₱30,000 to apply.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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UnionBank Cash Back Titanium Mastercard

UnionBank of the Philippines

Rewards

Cashback

Yearly fee

₱4,500

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Earns cashback on eligible purchases.Has a yearly fee of ₱4,500 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Security Bank Wave Mastercard

Security Bank Corporation

Rewards

1% cashback on online spend, capped at Php 3,000 per year

Yearly fee

PHP 0

for life

Min. income

₱30,000

/ month

Interest / month

2.50%

/ month

No yearly fee for life, so the ongoing card cost is Php 0.Requires a minimum monthly income of ₱30,000 to apply.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Security Bank Platinum Mastercard

Security Bank Corporation

Rewards

Points

Yearly fee

₱4,000

/ year

Min. income

₱65,000

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱4,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Security Bank Gold Mastercard

Security Bank Corporation

Rewards

Points

Yearly fee

₱2,500

/ year

Min. income

₱40,000

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱2,500 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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RCBC Visa Infinite

Rizal Commercial Banking Corporation

Rewards

Points

Yearly fee

₱6,000

/ year

Min. income

₱166,667

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱6,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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RCBC JCB Platinum

Rizal Commercial Banking Corporation

Rewards

Points

Yearly fee

₱3,600

/ year

Min. income

₱100,000

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱3,600 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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RCBC Gold Mastercard

Rizal Commercial Banking Corporation

Rewards

1 pt / ₱30

Yearly fee

₱3,000

/ year

Min. income

₱50,000

/ month

Interest / month

3.00%

/ month

Earns non-expiring RCBC Rewards Points for eligible purchases.Regular yearly fee is Php 3,000 if you do not qualify for the temporary lifetime yearly-fee waiver promo.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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RCBC Classic Mastercard

Rizal Commercial Banking Corporation

Rewards

1 pt / ₱30

Yearly fee

₱1,500

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Earns rewards points that RCBC lets cardholders redeem for vouchers, rebates, account credit, donations, deposits, airmiles enrollment, or fee-waiver credits.The lifetime yearly-fee waiver is conditional and time-limited, not automatic for every applicant.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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RCBC Airmiles Visa Signature

Rizal Commercial Banking Corporation

Rewards

1 mi / ₱25

Yearly fee

₱5,500

/ year

Min. income

₱83,333

/ month

Interest / month

3.00%

/ month

Earns Signature Airmiles directly instead of general rewards points.Regular yearly fee is Php 5,500 after the first-year waiver.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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RCBC AirAsia Platinum Credit Card

Rizal Commercial Banking Corporation

Rewards

Miles

Yearly fee

₱4,800

/ year

Min. income

₱83,333

/ month

Interest / month

3.00%

/ month

Earns miles on eligible purchases.Has a yearly fee of ₱4,800 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Petron BPI Card

Bank of the Philippine Islands

Rewards

3% fuel rebate

Yearly fee

₱1,550

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Earns cashback on eligible purchases.Has a yearly fee of ₱1,550 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Metrobank World Mastercard

Metrobank

Rewards

1 pt / ₱20

Yearly fee

₱6,000

/ year

Min. income

₱58,334

/ month

Interest / month

3.00%

/ month

Earns higher points on foreign-currency, hotel, and online transactions.Regular yearly fee is Php 6,000 after the first-year waiver.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Metrobank Cashback Visa

Metrobank

Rewards

5% rebate on groceries, telecom, school, and bookstore spend; 0.2 percent on other spend

Yearly fee

₱3,500

/ year

Min. income

₱58,333

/ month

Interest / month

3.00%

/ month

Earns cashback on eligible purchases.Has a yearly fee of ₱3,500 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Maybank Visa Platinum

Maybank Philippines

Rewards

Points

Yearly fee

₱3,500

/ year

Min. income

₱54,167

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱3,500 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Maybank Visa Infinite

Maybank Philippines

Rewards

Points

Yearly fee

₱5,000

/ year

Min. income

₱83,333

/ month

Interest / month

Not disclosed

Earns rewards points on eligible purchases.Has a yearly fee of ₱5,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Go Rewards Gold Visa Credit Card

UnionBank of the Philippines

Rewards

Points

Yearly fee

₱3,000

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱3,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Equicom Gold Credit Card

Equicom Savings Bank

Rewards

1 pt / ₱300

Yearly fee

₱2,000

/ year

Min. income

₱41,500

/ month

Interest / month

3.00%

/ month

Provides special discounts at Maxicare partner clinics and hospitals.Has a yearly fee of ₱2,000 which adds to your annual expenses.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Equicom Classic Credit Card

Equicom Savings Bank

Rewards

Points

Yearly fee

₱1,000

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱1,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BPI Signature Card

Bank of the Philippine Islands

Rewards

2 pts / ₱20

Yearly fee

₱5,500

/ year

Min. income

₱100,000

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱5,500 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BPI Platinum Rewards Mastercard

Bank of the Philippine Islands

Rewards

2 pts / ₱30

Yearly fee

₱4,000

/ year

Min. income

₱83,333

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱4,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BPI Edge Card

Bank of the Philippine Islands

Rewards

1 pt / ₱20

Yearly fee

₱1,320

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱1,320 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BPI Amore Cashback Card

Bank of the Philippine Islands

Rewards

4% on groceries

Yearly fee

₱2,050

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Earns cashback on eligible purchases.Has a yearly fee of ₱2,050 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO World Elite Mastercard

BDO Unibank, Inc.

Rewards

1 pt / ₱40

Yearly fee

₱7,000

/ year

Min. income

By invitation only

Interest / month

3.00%

/ month

Includes unlimited free access to premium airport lounges worldwide for you and a guest.Has an extremely high yearly fee of ₱7,000 that you must pay annually.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO Visa Signature

BDO Unibank, Inc.

Rewards

1 pt / ₱50

Yearly fee

₱5,500

/ year

Min. income

₱165,000

/ month

Interest / month

3.00%

/ month

Charges a low 0.70% foreign card fee, making overseas spending extremely cheap.Has a high yearly fee of ₱5,500 that you must pay to maintain the card.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO Visa Platinum

BDO Unibank, Inc.

Rewards

1 pt / ₱40

Yearly fee

₱4,500

/ year

Min. income

₱77,000

/ month

Interest / month

3.00%

/ month

Charges a very low foreign card fee of 0.85% on all international transactions.Has a high yearly fee of ₱4,500 that adds to your annual card expenses.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO Visa Gold

BDO Unibank, Inc.

Rewards

1 pt / ₱50

Yearly fee

₱2,400

/ year

Min. income

₱33,000

/ month

Interest / month

3.00%

/ month

Low foreign card fee of 1.50% saves you money when buying in foreign currencies.Has a yearly fee of ₱2,400 that you need to budget for each year.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO Visa Classic

BDO Unibank, Inc.

Rewards

1 pt / ₱50

Yearly fee

₱1,800

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Low foreign card fee of 1.50% keeps overseas transactions and online subscriptions cheaper.Has a yearly fee of ₱1,800 which you must pay to keep the card active.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO Standard Mastercard

BDO Unibank, Inc.

Rewards

1 pt / ₱50

Yearly fee

₱1,800

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Features a low foreign card fee of 1.50% for international and online shopping.Has a yearly fee of ₱1,800 which increases your annual card costs.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO ShopMore Mastercard

BDO Unibank, Inc.

Rewards

Points

Yearly fee

₱1,800

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱1,800 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO Secured Credit Card

BDO Unibank, Inc.

Rewards

1 pt / ₱50

Yearly fee

₱1,800

/ year

Min. income

Deposit holdout

from PHP 10,000

Interest / month

3.00%

/ month

Does not require standard income documents like pay slips or tax forms to apply.Requires you to lock in a cash deposit of at least ₱10,000 as collateral.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO Platinum Mastercard

BDO Unibank, Inc.

Rewards

1 pt / ₱40

Yearly fee

₱4,500

/ year

Min. income

₱77,000

/ month

Interest / month

3.00%

/ month

Charges a very low foreign card fee of 0.85% when you buy things overseas.Has a high yearly fee of ₱4,500 that adds to your yearly expenses.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO JCB Platinum

BDO Unibank, Inc.

Rewards

1 pt / ₱50

Yearly fee

₱4,500

/ year

Min. income

₱77,000

/ month

Interest / month

3.00%

/ month

Charges an low foreign card fee of 0.85% on overseas purchases.Has a high yearly fee of ₱4,500 that you must pay to maintain the card.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO JCB Lucky Cat

BDO Unibank, Inc.

Rewards

1 pt / ₱50

Yearly fee

₱1,800

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Requires an accessible minimum monthly income of only ₱15,000 to apply.Has a yearly fee of ₱1,800 which is billed monthly or yearly.
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BDO JCB Gold

BDO Unibank, Inc.

Rewards

1 pt / ₱50

Yearly fee

₱2,400

/ year

Min. income

₱33,000

/ month

Interest / month

3.00%

/ month

Gives you free access to JCB airport lounges in Japan, Hawaii, and other Asian hubs.Has a yearly fee of ₱2,400 that you need to spend enough to make worthwhile.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO Gold UnionPay Credit Card

BDO Unibank, Inc.

Rewards

1 pt / ₱50

Yearly fee

₱3,000

/ year

Min. income

₱33,000

/ month

Interest / month

3.00%

/ month

Charges a low foreign card fee of 1.50% on all overseas spending.Has a yearly fee of ₱3,000 starting from the fourth year.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO Gold Mastercard

BDO Unibank, Inc.

Rewards

1 pt / ₱50

Yearly fee

₱2,400

/ year

Min. income

₱33,000

/ month

Interest / month

3.00%

/ month

Foreign card fee of 1.50% keeps international online shopping more affordable.Has a yearly fee of ₱2,400 which you must pay to keep using the card.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO Diners Club Premiere Credit Card

BDO Unibank, Inc.

Rewards

1 mi / ₱30

Yearly fee

₱4,500

/ year

Min. income

₱77,000

/ month

Interest / month

3.00%

/ month

Earns 1 travel mile for every ₱30 spent to help you claim flights faster.Has a high yearly fee of ₱4,500 that you must budget for annually.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO Diners Club International Credit Card

BDO Unibank, Inc.

Rewards

1 pt / ₱50

Yearly fee

₱2,400

/ year

Min. income

₱33,000

/ month

Interest / month

3.00%

/ month

Provides entry to Diners Club airport lounges globally to help you relax before flights.Has a yearly fee of ₱2,400 which requires consistent spending to justify.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO Diamond UnionPay Credit Card

BDO Unibank, Inc.

Rewards

1 pt / ₱50

Yearly fee

₱5,000

/ year

Min. income

₱93,000

/ month

Interest / month

3.00%

/ month

Charges an low foreign card fee of 0.85% on overseas purchases.Has a high yearly fee of ₱5,000 starting from the fourth year.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Blue from American Express

BDO Unibank, Inc.

Rewards

1 pt / ₱45

Yearly fee

₱1,800

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Earns points on all purchases that you can exchange for gift certificates or cash.Has a yearly fee of ₱1,800 that you must pay to keep the card active.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO Bench Mastercard

BDO Unibank, Inc.

Rewards

Points

Yearly fee

₱2,400

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱2,400 — check if the rewards match this cost.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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American Express Platinum Credit Card

BDO Unibank, Inc.

Rewards

1 pt / ₱45

Yearly fee

₱5,000

/ year

Min. income

₱93,000

/ month

Interest / month

3.00%

/ month

Includes free access to select airport lounges to make your travel more comfortable.Has a high yearly fee of ₱5,000 that is billed monthly or yearly.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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American Express Explorer Credit Card

BDO Unibank, Inc.

Rewards

1 mi / ₱40

Yearly fee

₱4,000

/ year

Min. income

₱66,000

/ month

Interest / month

3.00%

/ month

Earns 1 mile for every ₱40 spent which is faster than many travel cards.Has a yearly fee of ₱4,000 which you must pay unless you spend ₱450,000 a year.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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American Express Cashback Credit Card

BDO Unibank, Inc.

Rewards

1% cashback on local spend

Yearly fee

₱3,000

/ year

Min. income

₱33,000

/ month

Interest / month

3.00%

/ month

Gives you 1% cashback on all local purchases to lower your daily costs.Charges a ₱250 monthly fee (₱3,000 a year) for any month you spend less than ₱15,000.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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PNB Cart Mastercard

Philippine National Bank

Rewards

Not yet listed

Yearly fee

PHP 0

for life

Min. income

₱10,000

/ month

Interest / month

3.00%

/ month

No yearly fee for life, so the ongoing card cost is Php 0.Requires a minimum monthly income of ₱10,000 to apply.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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RCBC Landmark Anson's Mastercard

Rizal Commercial Banking Corporation

Rewards

Cashback

Yearly fee

₱960

/ year

Min. income

No public data

Interest / month

3.00%

/ month

Earns cashback on eligible purchases.Has a yearly fee of ₱960 — check if the rewards match this cost.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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RCBC Hexagon Club Privilege Platinum Mastercard

Rizal Commercial Banking Corporation

Rewards

Points

Yearly fee

PHP 0

for life

Min. income

No public data

Interest / month

3.00%

/ month

No yearly fee for life, so the ongoing card cost is Php 0.Minimum monthly income is not publicly listed — confirm your eligibility with the bank.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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PNB-PAL Mabuhay Miles World Elite Mastercard

Philippine National Bank

Rewards

Miles

Yearly fee

₱50,000

/ year

Min. income

No public data

Interest / month

3.00%

/ month

Earns miles on eligible purchases.Has a yearly fee of ₱50,000 — check if the rewards match this cost.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Maya Black Credit Card

Maya Bank

Rewards

Points

Yearly fee

PHP 0

Min. income

No public data

Interest / month

3.00%

/ month

No yearly fee for life, so the ongoing card cost is Php 0.Minimum monthly income is not publicly listed — confirm your eligibility with the bank.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Landers Executive Visa Signature

China Banking Corporation (Chinabank)

Rewards

Cashback

Yearly fee

PHP 0

for life

Min. income

No public data

Interest / month

3.00%

/ month

No yearly fee for life, so the ongoing card cost is Php 0.Minimum monthly income is not publicly listed — confirm your eligibility with the bank.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Landers Cashback Everywhere Credit Card

Maya Bank

Rewards

Cashback

Yearly fee

PHP 0

for life

Min. income

No public data

Interest / month

3.00%

/ month

No yearly fee for life, so the ongoing card cost is Php 0.Minimum monthly income is not publicly listed — confirm your eligibility with the bank.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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EastWest Visa Platinum

East West Banking Corporation

Rewards

Not yet listed

Yearly fee

₱3,600

/ year

Min. income

₱83,333

/ month

Interest / month

3.00%

/ month

Uses EastWest Cash Rewards, which is easier to understand than points for many users.Requires a minimum gross annual income of Php 1,000,000.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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EastWest Priority Visa Infinite

East West Banking Corporation

Rewards

Points

Yearly fee

PHP 0

for life

Min. income

No public data

Interest / month

3.00%

/ month

No yearly fee for life, so the ongoing card cost is Php 0.Minimum monthly income is not publicly listed — confirm your eligibility with the bank.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Security Bank Complete Cashback Platinum Mastercard

Security Bank Corporation

Rewards

Cashback

Yearly fee

₱3,000

/ year

Min. income

₱65,000

/ month

Interest / month

3.00%

/ month

Earns cashback on eligible purchases.Has a yearly fee of ₱3,000 — check if the rewards match this cost.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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RCBC Hexagon Club Priority World Mastercard

Rizal Commercial Banking Corporation

Rewards

Points

Yearly fee

PHP 0

for life

Min. income

No public data

Interest / month

3.00%

/ month

No yearly fee for life, so the ongoing card cost is Php 0.Minimum monthly income is not publicly listed — confirm your eligibility with the bank.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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PNB Ze-Lo Mastercard

Philippine National Bank

Rewards

Not yet listed

Yearly fee

PHP 0

for life

Min. income

₱10,000

/ month

Interest / month

2.50%

/ month

No yearly fee for life, so the ongoing card cost is Php 0.Requires a minimum monthly income of ₱10,000 to apply.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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UnionBank S&R Visa Platinum

UnionBank of the Philippines

Rewards

Cashback

Yearly fee

PHP 0

for life

Min. income

No public data

Interest / month

3.00%

/ month

No yearly fee for life, so the ongoing card cost is Php 0.Minimum monthly income is not publicly listed — confirm your eligibility with the bank.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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U Visa Platinum

UnionBank of the Philippines

Rewards

Not yet listed

Yearly fee

PHP 0

for life

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

No yearly fee for life, so the ongoing card cost is Php 0.Requires a minimum monthly income of ₱15,000 to apply.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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U Platinum Mastercard

UnionBank of the Philippines

Rewards

Not yet listed

Yearly fee

PHP 0

for life

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

No yearly fee for life, so the ongoing card cost is Php 0.Requires a minimum monthly income of ₱15,000 to apply.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Security Bank Next Mastercard

Security Bank Corporation

Rewards

Not yet listed

Yearly fee

PHP 0

for life

Min. income

₱45,000

/ month

Interest / month

3.00%

/ month

No yearly fee for life, so the ongoing card cost is Php 0.Requires a minimum monthly income of ₱45,000 to apply.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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M Free Credit Card

Metrobank

Rewards

No rewards program listed by Metrobank

Yearly fee

PHP 0

for life

Min. income

₱72,250

/ month

Interest / month

3.00%

/ month

No yearly fee for the principal card and supplementary card.No documented points, miles, or cashback program on the official product page.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Home Credit Card

Home Credit Philippines

Rewards

Cashback

Yearly fee

₱2,400

/ year

Min. income

No public data

Interest / month

3.00%

/ month

Earns cashback on eligible purchases.Has a yearly fee of ₱2,400 — check if the rewards match this cost.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BPI eCredit Card

Bank of the Philippine Islands

Rewards

Points

Yearly fee

PHP 0

for life

Min. income

No public data

Interest / month

3.00%

/ month

No yearly fee for life, so the ongoing card cost is Php 0.Minimum monthly income is not publicly listed — confirm your eligibility with the bank.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO Installment Card

BDO Unibank, Inc.

Rewards

No rewards program listed by the bank

Yearly fee

₱1,000

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Converts your credit limit into cash easily to cover emergency family expenses.Does not earn any rewards points or cashback on your spending.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO HOPE Mastercard

BDO Unibank, Inc.

Rewards

Not yet listed

Yearly fee

₱1,200

/ year

Min. income

₱33,000

/ month

Interest / month

3.00%

/ month

Keeps the value simple, with fees and payment habits doing most of the work.Has a yearly fee of ₱1,200 — check if the rewards match this cost.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Aling Puring Credit Card

Home Credit Philippines

Rewards

Cashback

Yearly fee

₱2,400

/ year

Min. income

No public data

Interest / month

3.00%

/ month

Earns cashback on eligible purchases.Has a yearly fee of ₱2,400 — check if the rewards match this cost.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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UnionBank Reserve World Elite Mastercard

UnionBank of the Philippines

Rewards

Points

Yearly fee

₱12,000

/ year

Min. income

No public data

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱12,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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UnionBank Reserve Visa Infinite Credit Card

UnionBank of the Philippines

Rewards

Points

Yearly fee

₱12,000

/ year

Min. income

No public data

Interest / month

3.00%

/ month

Earns rewards points on eligible purchases.Has a yearly fee of ₱12,000 — check if the rewards match this cost.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Fast Track Secured Credit Card

Security Bank Corporation

Rewards

Not yet listed

Yearly fee

No public data

Min. income

No public data

Interest / month

3.00%

/ month

Keeps the value simple, with fees and payment habits doing most of the work.Yearly fee details are not confirmed — check the bank's terms before applying.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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This is not financial advice. Truva may earn a fee if you apply through a partner link. This does not change our picks. Banks make the final approval decision.