Truva

See the fees, rewards, and catches before you apply.

38 cards · 6 banks · Latest source check: May 27, 2026

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Showing 38 of 38 cards · sorted by best data first

HSBC Live+ Credit Card

HSBC Philippines

Rewards

8% on dining

Yearly fee

₱5,000

/ year

Min. income

₱33,333

/ month

Interest / month

3.00%

/ month

Earns 8% cashback on dining out and food delivery services.Has a high yearly fee of ₱5,000 that requires consistent dining to justify.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Equicom Gold Credit Card

Equicom Savings Bank

Rewards

1 pt / ₱30

Yearly fee

₱2,000

/ year

Min. income

₱41,500

/ month

Interest / month

3.00%

/ month

Provides special discounts at Maxicare partner clinics and hospitals.Has a yearly fee of ₱2,000 which adds to your annual expenses.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Chinabank Freedom Mastercard

China Banking Corporation (Chinabank)

Rewards

1 pt / ₱20

Yearly fee

PHP 0

for life

Min. income

₱20,833

/ month

Interest / month

3.00%

/ month

No yearly fee for life ensures you never pay to keep this card active.High foreign card fee of 2.50% makes buying from international websites expensive.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Chinabank Destinations World Mastercard

China Banking Corporation (Chinabank)

Rewards

1 mi / ₱30

Yearly fee

₱5,000

/ year

Min. income

₱20,833

/ month

Interest / month

3.00%

/ month

Earns 1 Destination Mile for every ₱30 spent on all local purchases.Has a high yearly fee of ₱5,000 that you must pay annually.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Chinabank Destinations World Dollar Mastercard

China Banking Corporation (Chinabank)

Rewards

1 miles

Yearly fee

₱100

/ year

Min. income

₱20,833

/ month

Interest / month

3.00%

/ month

Billed in US dollars, saving you from currency exchange costs when spending abroad.Has a yearly fee of $100 which must be paid in US dollars.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Chinabank Destinations Platinum Mastercard

China Banking Corporation (Chinabank)

Rewards

1 mi / ₱30

Yearly fee

₱4,000

/ year

Min. income

₱20,833

/ month

Interest / month

3.00%

/ month

Earns 1 Destination Mile for every ₱30 spent, which is fast for an entry-level miles card.Has a yearly fee of ₱4,000 that you must pay to keep the card active.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Chinabank Cash Rewards Mastercard

China Banking Corporation (Chinabank)

Rewards

6% cashback on dining and groceries

Yearly fee

₱3,588

/ year

Min. income

₱20,833

/ month

Interest / month

3.00%

/ month

Earns an impressive 6% cashback on groceries and dining purchases.Has a yearly fee of ₱3,588 which requires consistent dining spend to justify.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Chinabank @home Visa Platinum

China Banking Corporation (Chinabank)

Rewards

1% cashback on online purchases

Yearly fee

₱3,000

/ year

Min. income

₱20,833

/ month

Interest / month

3.00%

/ month

Earns 1% cashback on online purchases to reward your internet shopping.Has a yearly fee of ₱3,000 that you must pay to keep using the card.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO Visa Signature

BDO Unibank, Inc.

Rewards

1 pt / ₱50

Yearly fee

₱5,500

/ year

Min. income

₱165,000

/ month

Interest / month

3.00%

/ month

Charges a tiny 0.70% foreign card fee, making overseas spending extremely cheap.Has a high yearly fee of ₱5,500 that you must pay to maintain the card.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO Visa Platinum

BDO Unibank, Inc.

Rewards

1 pt / ₱40

Yearly fee

₱4,500

/ year

Min. income

₱77,000

/ month

Interest / month

3.00%

/ month

Charges a very low foreign card fee of 0.85% on all international transactions.Has a high yearly fee of ₱4,500 that adds to your annual card expenses.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO Visa Gold

BDO Unibank, Inc.

Rewards

1 pt / ₱50

Yearly fee

₱2,400

/ year

Min. income

₱33,000

/ month

Interest / month

3.00%

/ month

Low foreign card fee of 1.50% saves you money when buying in foreign currencies.Has a yearly fee of ₱2,400 that you need to budget for each year.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO Visa Classic

BDO Unibank, Inc.

Rewards

1 pt / ₱50

Yearly fee

₱1,800

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Low foreign card fee of 1.50% keeps overseas transactions and online subscriptions cheaper.Has a yearly fee of ₱1,800 which you must pay to keep the card active.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO Standard Mastercard

BDO Unibank, Inc.

Rewards

1 pt / ₱50

Yearly fee

₱1,800

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Features a low foreign card fee of 1.50% for international and online shopping.Has a yearly fee of ₱1,800 which increases your annual card costs.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO Secured Credit Card

BDO Unibank, Inc.

Rewards

1 pt / ₱50

Yearly fee

₱1,800

/ year

Min. income

₱0

/ month

Interest / month

3.00%

/ month

Does not require standard income documents like pay slips or tax forms to apply.Requires you to lock in a cash deposit of at least ₱10,000 as collateral.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO Platinum Mastercard

BDO Unibank, Inc.

Rewards

1 pt / ₱40

Yearly fee

₱4,500

/ year

Min. income

₱77,000

/ month

Interest / month

3.00%

/ month

Charges a very low foreign card fee of 0.85% when you buy things overseas.Has a high yearly fee of ₱4,500 that adds to your yearly expenses.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO JCB Platinum

BDO Unibank, Inc.

Rewards

1 pt / ₱50

Yearly fee

₱4,500

/ year

Min. income

₱77,000

/ month

Interest / month

3.00%

/ month

Charges an exceptionally low foreign card fee of 0.85% on overseas purchases.Has a high yearly fee of ₱4,500 that you must pay to maintain the card.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO JCB Lucky Cat

BDO Unibank, Inc.

Rewards

1 pt / ₱50

Yearly fee

₱1,800

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Requires an accessible minimum monthly income of only ₱15,000 to apply.Has a yearly fee of ₱1,800 which is billed monthly or yearly.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO JCB Gold

BDO Unibank, Inc.

Rewards

1 pt / ₱50

Yearly fee

₱2,400

/ year

Min. income

₱33,000

/ month

Interest / month

3.00%

/ month

Gives you free access to JCB airport lounges in Japan, Hawaii, and other Asian hubs.Has a yearly fee of ₱2,400 that you need to spend enough to make worthwhile.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO Gold UnionPay Credit Card

BDO Unibank, Inc.

Rewards

1 pt / ₱50

Yearly fee

₱3,000

/ year

Min. income

₱33,000

/ month

Interest / month

3.00%

/ month

Charges a low foreign card fee of 1.50% on all overseas spending.Has a yearly fee of ₱3,000 starting from the fourth year.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO Gold Mastercard

BDO Unibank, Inc.

Rewards

1 pt / ₱50

Yearly fee

₱2,400

/ year

Min. income

₱33,000

/ month

Interest / month

3.00%

/ month

Foreign card fee of 1.50% keeps international online shopping more affordable.Has a yearly fee of ₱2,400 which you must pay to keep using the card.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO Diners Club Premiere Credit Card

BDO Unibank, Inc.

Rewards

1 mi / ₱30

Yearly fee

₱4,500

/ year

Min. income

₱77,000

/ month

Interest / month

3.00%

/ month

Earns 1 travel mile for every ₱30 spent to help you claim flights faster.Has a high yearly fee of ₱4,500 that you must budget for annually.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO Diners Club International Credit Card

BDO Unibank, Inc.

Rewards

1 pt / ₱50

Yearly fee

₱2,400

/ year

Min. income

₱33,000

/ month

Interest / month

3.00%

/ month

Provides entry to Diners Club airport lounges globally to help you relax before flights.Has a yearly fee of ₱2,400 which requires consistent spending to justify.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO Diamond UnionPay Credit Card

BDO Unibank, Inc.

Rewards

1 pt / ₱50

Yearly fee

₱5,000

/ year

Min. income

₱93,000

/ month

Interest / month

3.00%

/ month

Charges an exceptionally low foreign card fee of 0.85% on overseas purchases.Has a high yearly fee of ₱5,000 starting from the fourth year.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Blue from American Express

BDO Unibank, Inc.

Rewards

1 pt / ₱45

Yearly fee

₱1,800

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Earns points on all purchases that you can exchange for gift certificates or cash.Has a yearly fee of ₱1,800 that you must pay to keep the card active.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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American Express Platinum Credit Card

BDO Unibank, Inc.

Rewards

1 pt / ₱45

Yearly fee

₱5,000

/ year

Min. income

₱93,000

/ month

Interest / month

3.00%

/ month

Includes free access to select airport lounges to make your travel more comfortable.Has a high yearly fee of ₱5,000 that is billed monthly or yearly.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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American Express Explorer Credit Card

BDO Unibank, Inc.

Rewards

1 mi / ₱40

Yearly fee

₱4,000

/ year

Min. income

₱66,000

/ month

Interest / month

3.00%

/ month

Earns 1 mile for every ₱40 spent which is faster than many travel cards.Has a yearly fee of ₱4,000 which you must pay unless you spend ₱450,000 a year.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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American Express Cashback Credit Card

BDO Unibank, Inc.

Rewards

1% cashback on local spend

Yearly fee

₱3,000

/ year

Min. income

₱33,000

/ month

Interest / month

3.00%

/ month

Gives you 1% cashback on all local purchases to lower your daily costs.Has a yearly fee of ₱3,000 starting from the second year.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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AUB Gold Mastercard

Asia United Bank

Rewards

1 pt / ₱20

Yearly fee

PHP 0

for life

Min. income

₱50,000

/ month

Interest / month

3.00%

/ month

No yearly fee for life means you never pay to keep the card active.Requires a minimum monthly income of ₱50,000 to apply.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Robinsons Cashback Card

Bank of the Philippine Islands

Rewards

3% on groceries at Robinsons

Yearly fee

PHP 0

for life

Min. income

₱15,000

/ month

Interest / month

0.03%

/ month

Earns 3% cashback on grocery shopping at Robinsons supermarkets and stores.Has a yearly fee of ₱2,500 which increases your annual card expenses.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BPI Edge Card

Bank of the Philippine Islands

Rewards

1 pt

Yearly fee

₱1,320

/ year

Min. income

₱15,000

/ month

Interest / month

Not disclosed

Low yearly fee of ₱1,320 that is billed monthly to keep your upfront costs low.Requires a minimum monthly income of ₱15,000 to apply.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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Petron BPI Card

Bank of the Philippine Islands

Rewards

3% fuel rebate

Yearly fee

PHP 0

for life

Min. income

₱15,000

/ month

Interest / month

Not disclosed

Saves you money with 3% cashback on Petron fuel purchases.Has a yearly fee of ₱1,550 which requires regular driving to earn back.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BPI Amore Cashback Card

Bank of the Philippine Islands

Rewards

4% on groceries

Yearly fee

₱2,050

/ year

Min. income

₱15,000

/ month

Interest / month

Not disclosed

Saves you money with 4% cashback on grocery purchases at supermarkets.Has a yearly fee of ₱2,050 which you must spend enough to earn back.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BPI Gold Rewards Card

Bank of the Philippine Islands

Promo available

Rewards

1 pt / ₱35

Yearly fee

₱2,250

/ year

Min. income

₱40,000

/ month

Interest / month

0.03%

/ month

Includes free travel insurance for safer and more peaceful family trips.Has a yearly fee of ₱2,250 which increases your annual card expenses.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BPI Signature Card

Bank of the Philippine Islands

Rewards

2 pts / ₱20

Yearly fee

PHP 0

for life

Min. income

₱100,000

/ month

Interest / month

Not disclosed

Earns 2 rewards points for every ₱20 spent to help you collect points rapidly.Has a high yearly fee of ₱5,500 that you must budget for.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BPI Amore Platinum Cashback Card

Bank of the Philippine Islands

Rewards

₱4 / ₱1,000

Yearly fee

₱5,000

/ year

Min. income

₱83,333

/ month

Interest / month

0.03%

/ month

Earns 4% cashback on all restaurant dining and food delivery expenses.Has a high yearly fee of ₱5,000 that requires serious dining spend to justify.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BPI Platinum Rewards Mastercard

Bank of the Philippine Islands

Rewards

2 pts / ₱30

Yearly fee

₱4,000

/ year

Min. income

₱80,000

/ month

Interest / month

0.03%

/ month

Earns double points on foreign currency purchases, helping you gather points faster.Has a high yearly fee of ₱4,000 that requires consistent spending to justify.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO World Elite Mastercard

BDO Unibank, Inc.

Rewards

1 pt / ₱40

Yearly fee

₱7,000

/ year

Min. income

No public data

Interest / month

3.00%

/ month

Includes unlimited free access to premium airport lounges worldwide for you and a guest.Has an extremely high yearly fee of ₱7,000 that you must pay annually.
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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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BDO Installment Card

BDO Unibank, Inc.

Rewards

Not yet listed

Yearly fee

₱1,000

/ year

Min. income

₱15,000

/ month

Interest / month

3.00%

/ month

Converts your credit limit into cash easily to cover emergency family expenses.Does not earn any rewards points or cashback on your spending.
Apply on bank site

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

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This is not financial advice. Truva may earn a fee if you apply through a partner link. This does not change our picks. Banks make the final approval decision.