Credit card · Mastercard · Rewards
Metrobank Toyota Card
by Metrobank
Quick take
Main benefit
Petron fuel rebates. You get a lower-income-gate Toyota card with a Metrobank-listed 3% fuel rebate at Petron.
Main catch
The yearly fee returns after the first year (₱2,500) unless the bank waives it.
Income needed
₱15,000/mo The bank does the final check.
Annual fee
₱2,500/yr Waived for the first year.
Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.
Is this card for you?
- You want Petron fuel rebates and Toyota dealer discounts.
- You meet the published Php 180,000 annual income requirement.
- You want a Toyota card with a lower income requirement than Toyota Platinum.
- You pay your balance in full each month to avoid interest.
- You do not usually fuel up at Petron.
- You want travel, lounge, or premium insurance benefits.
- You prefer a no-yearly-fee card over car-related perks.
- You are applying for your first credit card.
The numbers
›More fees and details
The catch
- The yearly fee returns after the first year (₱2,500) unless the bank waives it.
- Interest is steep if you don't pay in full — about 3.00% a month.
Ready to decide?
Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.
›What you'll need before you start
- One valid government ID— passport, driver's license, UMID, or PhilSys.
- Proof of income — a recent payslip, your latest ITR, or a COE with salary.
- Proof of billing address — a utility bill or a bank statement.
- 10–15 minutes to fill out Metrobank's application form.
Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.