Compare published fund yields, redemption timing, and minimums before you choose.
Think of it like a savings account with higher returns. Your money is pooled with other investors and placed in safe, short-term assets like government bonds. You can withdraw in 1–5 business days — no lock-in period.
Funds tracked
23
18 PHP · 5 USD
PH Govt Benchmark (Net)
4.04%
91-day T-Bill (Gross: 5.05%) · Aug 24, 2026
US Dollar Benchmark
3.64%
90-day US T-Bill · Sep 1, 2026
Not PDIC-insured — unlike savings accounts, these funds are not covered by government deposit insurance. Want zero risk? Try a high-yield savings account instead.
Enter an amount below — every fund in the table updates instantly to show your estimated yearly earnings using the published yield.
Sorted by net yield — what you keep after the 20% tax and management fees.
ALFM Money Market Fund (Shares)
as of Sep 1, 2026
4.15%
Est. yearly
PHP 415
Based on PHP 10,000
Minimum
PHP 1,000
Same day
+0.11%
Gross yield
4.15%
0.50%/yr
Early redemption: 1% within 7 calendar days
via BPI Wealth | Truva may earn a referral fee
ALFM Money Market Fund (Units)
as of Sep 1, 2026
4.13%
Est. yearly
PHP 413
Based on PHP 10,000
Minimum
PHP 1,000
Same day
+0.09%
Gross yield
4.13%
0.50%/yr
Early redemption: 1% within 7 calendar days
via BPI Wealth | Truva may earn a referral fee
Chinabank Money Market Fund
as of Sep 1, 2026
4.06%
Est. yearly
PHP 406
Based on PHP 10,000
Minimum
PHP 5,000
Next day
+0.02%
Gross yield
4.06%
0.25%/yr
Early redemption: 1% of proceeds within 3-day holding period
via China Banking Corporation | Truva may earn a referral fee
SB Peso Cash Management Fund
as of Aug 28, 2026
3.96%
Est. yearly
PHP 396
Based on PHP 10,000
Minimum
PHP 5,000
Next day
-0.08%
Gross yield
3.96%
0.25%/yr
via Security Bank Corporation | Truva may earn a referral fee
Chinabank Cash Fund
as of Sep 1, 2026
3.83%
Est. yearly
PHP 383
Based on PHP 10,000
Minimum
PHP 5,000
Same day
-0.22%
Gross yield
3.83%
0.15%/yr
Early redemption: 1% of proceeds within 3-day holding period
via China Banking Corporation | Truva may earn a referral fee
EastWest Peso Money Market Fund
as of Sep 1, 2026
3.75%
Est. yearly
PHP 375
Based on PHP 10,000
Minimum
PHP 10,000
Next day
-0.29%
Gross yield
3.75%
0.25%/yr
via EastWest Banking Corporation | Truva may earn a referral fee
SB Peso Money Market Fund
as of Aug 28, 2026
3.66%
Est. yearly
PHP 366
Based on PHP 10,000
Minimum
PHP 10,000
Next day
-0.38%
Gross yield
3.66%
0.35%/yr
via Security Bank Corporation | Truva may earn a referral fee
PNB Prestige Peso Money Market Fund
as of Aug 28, 2026
3.59%
Est. yearly
PHP 359
Based on PHP 10,000
Minimum
PHP 2,000
Next day
-0.46%
Gross yield
3.59%
0.25%/yr
Early redemption: 50% of income earned within 5-day holding period
via Philippine National Bank | Truva may earn a referral fee
Manulife Money Market Fund (Class A)
as of Aug 28, 2026
3.58%
Est. yearly
PHP 358
Based on PHP 10,000
Minimum
PHP 1,000
Next day
-0.46%
Gross yield
3.58%
0.50%/yr
via Manulife IMTC | Truva may earn a referral fee
BPI Money Market Fund
as of Sep 1, 2026
3.55%
Est. yearly
PHP 355
Based on PHP 10,000
Minimum
PHP 10,000
Same day
-0.49%
Gross yield
3.55%
0.50%/yr
via BPI Wealth | Truva may earn a referral fee
LANDBANK Money Market Plus Fund
as of Aug 28, 2026
3.49%
Est. yearly
PHP 349
Based on PHP 10,000
Minimum
PHP 5,000
Next day
-0.55%
Gross yield
3.49%
0.13%/yr
Early redemption: 25% of net earnings (min PHP 500) within 30-day holding period
via Land Bank of the Philippines | Truva may earn a referral fee
First Metro Save & Learn Money Market Fund
as of Sep 1, 2026
3.46%
Est. yearly
PHP 346
Based on PHP 10,000
Minimum
PHP 5,000
Next day
-0.58%
Gross yield
3.46%
0.50%/yr
Early redemption: 1% within 7 days
via First Metro Asset Management | Truva may earn a referral fee
Metro Money Market Fund
as of Aug 28, 2026
3.41%
Est. yearly
PHP 341
Based on PHP 10,000
Minimum
PHP 10,000
Same day
-0.63%
Gross yield
3.41%
0.38%/yr
via Metrobank | Truva may earn a referral fee
RCBC Peso Money Market Fund
as of Aug 28, 2026
3.40%
Est. yearly
PHP 340
Based on PHP 10,000
Minimum
PHP 5,000
Next day
-0.65%
Gross yield
3.40%
0.50%/yr
via RCBC Trust Corporation | Truva may earn a referral fee
BDO Peso Money Market Fund
as of Sep 1, 2026
3.32%
Est. yearly
PHP 332
Based on PHP 10,000
Minimum
PHP 10,000
Same day
-0.72%
Gross yield
3.32%
0.50%/yr
via BDO Unibank | Truva may earn a referral fee
ATRAM Peso Money Market Fund
as of Aug 28, 2026
3.22%
Est. yearly
PHP 322
Based on PHP 10,000
Minimum
PHP 50
Next day
-0.82%
Gross yield
3.22%
0.45%/yr
via ATRAM Trust Corporation | Truva may earn a referral fee
PSBank Money Market Fund
as of Aug 28, 2026
3.12%
Est. yearly
PHP 312
Based on PHP 10,000
Minimum
PHP 10,000
Next day
-0.92%
Gross yield
3.12%
0.50%/yr
via Philippine Savings Bank | Truva may earn a referral fee
DBP Unlad Panimula MMF (Class III)
as of Sep 1, 2026
3.10%
Est. yearly
PHP 310
Based on PHP 10,000
Minimum
PHP 10,000
Next day
-0.94%
Gross yield
3.10%
0.30%/yr
via Development Bank of the Philippines | Truva may earn a referral fee
| Fund | ||||||||
|---|---|---|---|---|---|---|---|---|
ALFM Money Market Fund (Shares) Mutual FundBPI Wealth as of Sep 1, 2026 | 4.15% | PHP 415 on PHP 10,000 | PHP 1,000 | Same day | +0.11% | 4.15% | 0.50%/yr | Open via BPI Wealth |
ALFM Money Market Fund (Units) Mutual FundBPI Wealth as of Sep 1, 2026 | 4.13% | PHP 413 on PHP 10,000 | PHP 1,000 | Same day | +0.09% | 4.13% | 0.50%/yr | Open via BPI Wealth |
C Chinabank Money Market Fund UITFChina Banking Corporation as of Sep 1, 2026 | 4.06% | PHP 406 on PHP 10,000 | PHP 5,000 | Next day | +0.02% | 4.06% | 0.25%/yr | Open via China Banking Corporation |
SB Peso Cash Management Fund UITFSecurity Bank Corporation as of Aug 28, 2026 | 3.96% | PHP 396 on PHP 10,000 | PHP 5,000 | Next day | -0.08% | 3.96% | 0.25%/yr | Open via Security Bank Corporation |
C Chinabank Cash Fund UITFChina Banking Corporation as of Sep 1, 2026 | 3.83% | PHP 383 on PHP 10,000 | PHP 5,000 | Same day | -0.22% | 3.83% | 0.15%/yr | Open via China Banking Corporation |
EastWest Peso Money Market Fund UITFEastWest Banking Corporation as of Sep 1, 2026 | 3.75% | PHP 375 on PHP 10,000 | PHP 10,000 | Next day | -0.29% | 3.75% | 0.25%/yr | Open via EastWest Banking Corporation |
SB Peso Money Market Fund UITFSecurity Bank Corporation as of Aug 28, 2026 | 3.66% | PHP 366 on PHP 10,000 | PHP 10,000 | Next day | -0.38% | 3.66% | 0.35%/yr | Open via Security Bank Corporation |
PNB Prestige Peso Money Market Fund UITFPhilippine National Bank as of Aug 28, 2026 | 3.59% | PHP 359 on PHP 10,000 | PHP 2,000 | Next day | -0.46% | 3.59% | 0.25%/yr | Open via Philippine National Bank |
Manulife Money Market Fund (Class A) UITFManulife IMTC as of Aug 28, 2026 | 3.58% | PHP 358 on PHP 10,000 | PHP 1,000 | Next day | -0.46% | 3.58% | 0.50%/yr | Open via Manulife IMTC |
BPI Money Market Fund UITFBPI Wealth as of Sep 1, 2026 | 3.55% | PHP 355 on PHP 10,000 | PHP 10,000 | Same day | -0.49% | 3.55% | 0.50%/yr | Open via BPI Wealth |
LANDBANK Money Market Plus Fund UITFLand Bank of the Philippines as of Aug 28, 2026 | 3.49% | PHP 349 on PHP 10,000 | PHP 5,000 | Next day | -0.55% | 3.49% | 0.13%/yr | Open via Land Bank of the Philippines |
First Metro Save & Learn Money Market Fund Mutual FundFirst Metro Asset Management as of Sep 1, 2026 | 3.46% | PHP 346 on PHP 10,000 | PHP 5,000 | Next day | -0.58% | 3.46% | 0.50%/yr | Open via First Metro Asset Management |
Metro Money Market Fund UITFMetrobank as of Aug 28, 2026 | 3.41% | PHP 341 on PHP 10,000 | PHP 10,000 | Same day | -0.63% | 3.41% | 0.38%/yr | Open via Metrobank |
RCBC Peso Money Market Fund UITFRCBC Trust Corporation as of Aug 28, 2026 | 3.40% | PHP 340 on PHP 10,000 | PHP 5,000 | Next day | -0.65% | 3.40% | 0.50%/yr | Open via RCBC Trust Corporation |
BDO Peso Money Market Fund UITFBDO Unibank as of Sep 1, 2026 | 3.32% | PHP 332 on PHP 10,000 | PHP 10,000 | Same day | -0.72% | 3.32% | 0.50%/yr | Open via BDO Unibank |
ATRAM Peso Money Market Fund UITFATRAM Trust Corporation as of Aug 28, 2026 | 3.22% | PHP 322 on PHP 10,000 | PHP 50 | Next day | -0.82% | 3.22% | 0.45%/yr | Open via ATRAM Trust Corporation |
P PSBank Money Market Fund UITFPhilippine Savings Bank as of Aug 28, 2026 | 3.12% | PHP 312 on PHP 10,000 | PHP 10,000 | Next day | -0.92% | 3.12% | 0.50%/yr | Open via Philippine Savings Bank |
DBP Unlad Panimula MMF (Class III) UITFDevelopment Bank of the Philippines as of Sep 1, 2026 | 3.10% | PHP 310 on PHP 10,000 | PHP 10,000 | Next day | -0.94% | 3.10% | 0.30%/yr | Open via Development Bank of the Philippines |
Estimated yearly earnings are based on each fund's latest net yield. Actual returns change daily and are not guaranteed.
For dollar liquidity. The entered amount is treated as USD for these rows.
PNB Prime Dollar Money Market Fund
as of Aug 28, 2026
3.35%
Est. yearly
USD 335
Based on USD 10,000
Minimum
USD 100
Next day
-0.30%
Gross yield
3.35%
0.25%/yr
Early redemption: 50% of income earned within 30-day holding period
via Philippine National Bank | Truva may earn a referral fee
BDO Dollar Money Market Fund
as of Sep 1, 2026
3.25%
Est. yearly
USD 325
Based on USD 10,000
Minimum
USD 500
Same day
-0.39%
Gross yield
3.25%
0.50%/yr
via BDO Unibank | Truva may earn a referral fee
Metro$ Money Market Fund
as of Aug 28, 2026
3.08%
Est. yearly
USD 308
Based on USD 10,000
Minimum
USD 500
Next day
-0.57%
Gross yield
3.08%
0.38%/yr
via Metrobank | Truva may earn a referral fee
Chinabank Dollar Cash Fund
as of Sep 1, 2026
2.96%
Est. yearly
USD 296
Based on USD 10,000
Minimum
USD 500
Next day
-0.69%
Gross yield
2.96%
0.15%/yr
Early redemption: 1% of proceeds within 5-day holding period
via China Banking Corporation | Truva may earn a referral fee
Landbank US Dollar Money Market Fund
as of Aug 28, 2026
2.44%
Est. yearly
USD 244
Based on USD 10,000
Minimum
USD 1,000
T+3
-1.20%
Gross yield
2.44%
0.06%/yr
Early redemption: 25% of net earnings (min $10) within 30-day holding period
via Land Bank of the Philippines | Truva may earn a referral fee
| Fund | ||||||||
|---|---|---|---|---|---|---|---|---|
PNB Prime Dollar Money Market Fund UITFPhilippine National Bank as of Aug 28, 2026 | 3.35% | USD 335 on USD 10,000 | USD 100 | Next day | -0.30% | 3.35% | 0.25%/yr | Open via Philippine National Bank |
BDO Dollar Money Market Fund UITFBDO Unibank as of Sep 1, 2026 | 3.25% | USD 325 on USD 10,000 | USD 500 | Same day | -0.39% | 3.25% | 0.50%/yr | Open via BDO Unibank |
Metro$ Money Market Fund UITFMetrobank as of Aug 28, 2026 | 3.08% | USD 308 on USD 10,000 | USD 500 | Next day | -0.57% | 3.08% | 0.38%/yr | Open via Metrobank |
C Chinabank Dollar Cash Fund UITFChina Banking Corporation as of Sep 1, 2026 | 2.96% | USD 296 on USD 10,000 | USD 500 | Next day | -0.69% | 2.96% | 0.15%/yr | Open via China Banking Corporation |
Landbank US Dollar Money Market Fund UITFLand Bank of the Philippines as of Aug 28, 2026 | 2.44% | USD 244 on USD 10,000 | USD 1,000 | T+3 | -1.20% | 2.44% | 0.06%/yr | Open via Land Bank of the Philippines |
Truva may earn referral fees via our links — this never affects rankings. Past yields are not guaranteed. UITFs and mutual funds are not PDIC-insured.
Data sourced from uitf.com.ph and PIFA. Truva is not affiliated with or endorsed by these providers.
