Compare published fund yields, redemption timing, and minimums before you choose.
Think of it like a savings account with higher returns. Your money is pooled with other investors and placed in safe, short-term assets like government bonds. You can withdraw in 1–5 business days — no lock-in period.
Funds tracked
23
18 PHP · 5 USD
PH Govt Benchmark (Net)
4.08%
91-day T-Bill (Gross: 5.10%) · Jul 13, 2026
US Dollar Benchmark
3.63%
90-day US T-Bill · Jul 17, 2026
Not PDIC-insured — unlike savings accounts, these funds are not covered by government deposit insurance. Want zero risk? Try a high-yield savings account instead.
Enter an amount below — every fund in the table updates instantly to show your estimated yearly earnings using the published yield.
Sorted by net yield — what you keep after the 20% tax and management fees.
ALFM Money Market Fund (Shares)
as of Jul 17, 2026
4.16%
Est. yearly
PHP 416
Based on PHP 10,000
Minimum
PHP 1,000
Same day
+0.08%
Gross yield
4.16%
0.50%/yr
Early redemption: 1% within 7 calendar days
via BPI Wealth | Truva may earn a referral fee
ALFM Money Market Fund (Units)
as of Jul 17, 2026
4.13%
Est. yearly
PHP 413
Based on PHP 10,000
Minimum
PHP 1,000
Same day
+0.05%
Gross yield
4.13%
0.50%/yr
Early redemption: 1% within 7 calendar days
via BPI Wealth | Truva may earn a referral fee
Chinabank Money Market Fund
as of Jul 16, 2026
4.10%
Est. yearly
PHP 410
Based on PHP 10,000
Minimum
PHP 5,000
Next day
+0.02%
Gross yield
4.10%
0.25%/yr
Early redemption: 1% of proceeds within 3-day holding period
via China Banking Corporation | Truva may earn a referral fee
SB Peso Cash Management Fund
as of Jul 16, 2026
3.96%
Est. yearly
PHP 396
Based on PHP 10,000
Minimum
PHP 5,000
Next day
-0.12%
Gross yield
3.96%
0.25%/yr
via Security Bank Corporation | Truva may earn a referral fee
Chinabank Cash Fund
as of Jul 16, 2026
3.88%
Est. yearly
PHP 388
Based on PHP 10,000
Minimum
PHP 5,000
Same day
-0.20%
Gross yield
3.88%
0.15%/yr
Early redemption: 1% of proceeds within 3-day holding period
via China Banking Corporation | Truva may earn a referral fee
EastWest Peso Money Market Fund
as of Jul 17, 2026
3.78%
Est. yearly
PHP 378
Based on PHP 10,000
Minimum
PHP 10,000
Next day
-0.30%
Gross yield
3.78%
0.25%/yr
via EastWest Banking Corporation | Truva may earn a referral fee
SB Peso Money Market Fund
as of Jul 16, 2026
3.66%
Est. yearly
PHP 366
Based on PHP 10,000
Minimum
PHP 10,000
Next day
-0.41%
Gross yield
3.66%
0.35%/yr
via Security Bank Corporation | Truva may earn a referral fee
BPI Money Market Fund
as of Jul 17, 2026
3.58%
Est. yearly
PHP 358
Based on PHP 10,000
Minimum
PHP 10,000
Same day
-0.50%
Gross yield
3.58%
0.50%/yr
via BPI Wealth | Truva may earn a referral fee
Manulife Money Market Fund (Class A)
as of Jul 16, 2026
3.57%
Est. yearly
PHP 357
Based on PHP 10,000
Minimum
PHP 1,000
Next day
-0.51%
Gross yield
3.57%
0.50%/yr
via Manulife IMTC | Truva may earn a referral fee
LANDBANK Money Market Plus Fund
as of Jul 16, 2026
3.46%
Est. yearly
PHP 346
Based on PHP 10,000
Minimum
PHP 5,000
Next day
-0.61%
Gross yield
3.46%
0.13%/yr
Early redemption: 25% of net earnings (min PHP 500) within 30-day holding period
via Land Bank of the Philippines | Truva may earn a referral fee
PNB Prestige Peso Money Market Fund
as of Jul 17, 2026
3.46%
Est. yearly
PHP 346
Based on PHP 10,000
Minimum
PHP 2,000
Next day
-0.62%
Gross yield
3.46%
0.25%/yr
Early redemption: 50% of income earned within 5-day holding period
via Philippine National Bank | Truva may earn a referral fee
Metro Money Market Fund
as of Jul 16, 2026
3.44%
Est. yearly
PHP 344
Based on PHP 10,000
Minimum
PHP 10,000
Same day
-0.64%
Gross yield
3.44%
0.38%/yr
via Metrobank | Truva may earn a referral fee
RCBC Peso Money Market Fund
as of Jul 17, 2026
3.38%
Est. yearly
PHP 338
Based on PHP 10,000
Minimum
PHP 5,000
Next day
-0.70%
Gross yield
3.38%
0.50%/yr
via RCBC Trust Corporation | Truva may earn a referral fee
First Metro Save & Learn Money Market Fund
as of Jul 17, 2026
3.38%
Est. yearly
PHP 338
Based on PHP 10,000
Minimum
PHP 5,000
Next day
-0.70%
Gross yield
3.38%
0.50%/yr
Early redemption: 1% within 7 days
via First Metro Asset Management | Truva may earn a referral fee
BDO Peso Money Market Fund
as of Jul 17, 2026
3.38%
Est. yearly
PHP 338
Based on PHP 10,000
Minimum
PHP 10,000
Same day
-0.70%
Gross yield
3.38%
0.50%/yr
via BDO Unibank | Truva may earn a referral fee
ATRAM Peso Money Market Fund
as of Jul 16, 2026
3.18%
Est. yearly
PHP 318
Based on PHP 10,000
Minimum
PHP 50
Next day
-0.89%
Gross yield
3.18%
0.45%/yr
via ATRAM Trust Corporation | Truva may earn a referral fee
DBP Unlad Panimula MMF (Class III)
as of Jul 15, 2026
3.13%
Est. yearly
PHP 313
Based on PHP 10,000
Minimum
PHP 10,000
Next day
-0.95%
Gross yield
3.13%
0.30%/yr
via Development Bank of the Philippines | Truva may earn a referral fee
PSBank Money Market Fund
as of Jul 16, 2026
3.10%
Est. yearly
PHP 310
Based on PHP 10,000
Minimum
PHP 10,000
Next day
-0.98%
Gross yield
3.10%
0.50%/yr
via Philippine Savings Bank | Truva may earn a referral fee
| Fund | ||||||||
|---|---|---|---|---|---|---|---|---|
ALFM Money Market Fund (Shares) Mutual FundBPI Wealth as of Jul 17, 2026 | 4.16% | PHP 416 on PHP 10,000 | PHP 1,000 | Same day | +0.08% | 4.16% | 0.50%/yr | Open via BPI Wealth |
ALFM Money Market Fund (Units) Mutual FundBPI Wealth as of Jul 17, 2026 | 4.13% | PHP 413 on PHP 10,000 | PHP 1,000 | Same day | +0.05% | 4.13% | 0.50%/yr | Open via BPI Wealth |
C Chinabank Money Market Fund UITFChina Banking Corporation as of Jul 16, 2026 | 4.10% | PHP 410 on PHP 10,000 | PHP 5,000 | Next day | +0.02% | 4.10% | 0.25%/yr | Open via China Banking Corporation |
SB Peso Cash Management Fund UITFSecurity Bank Corporation as of Jul 16, 2026 | 3.96% | PHP 396 on PHP 10,000 | PHP 5,000 | Next day | -0.12% | 3.96% | 0.25%/yr | Open via Security Bank Corporation |
C Chinabank Cash Fund UITFChina Banking Corporation as of Jul 16, 2026 | 3.88% | PHP 388 on PHP 10,000 | PHP 5,000 | Same day | -0.20% | 3.88% | 0.15%/yr | Open via China Banking Corporation |
EastWest Peso Money Market Fund UITFEastWest Banking Corporation as of Jul 17, 2026 | 3.78% | PHP 378 on PHP 10,000 | PHP 10,000 | Next day | -0.30% | 3.78% | 0.25%/yr | Open via EastWest Banking Corporation |
SB Peso Money Market Fund UITFSecurity Bank Corporation as of Jul 16, 2026 | 3.66% | PHP 366 on PHP 10,000 | PHP 10,000 | Next day | -0.41% | 3.66% | 0.35%/yr | Open via Security Bank Corporation |
BPI Money Market Fund UITFBPI Wealth as of Jul 17, 2026 | 3.58% | PHP 358 on PHP 10,000 | PHP 10,000 | Same day | -0.50% | 3.58% | 0.50%/yr | Open via BPI Wealth |
Manulife Money Market Fund (Class A) UITFManulife IMTC as of Jul 16, 2026 | 3.57% | PHP 357 on PHP 10,000 | PHP 1,000 | Next day | -0.51% | 3.57% | 0.50%/yr | Open via Manulife IMTC |
LANDBANK Money Market Plus Fund UITFLand Bank of the Philippines as of Jul 16, 2026 | 3.46% | PHP 346 on PHP 10,000 | PHP 5,000 | Next day | -0.61% | 3.46% | 0.13%/yr | Open via Land Bank of the Philippines |
PNB Prestige Peso Money Market Fund UITFPhilippine National Bank as of Jul 17, 2026 | 3.46% | PHP 346 on PHP 10,000 | PHP 2,000 | Next day | -0.62% | 3.46% | 0.25%/yr | Open via Philippine National Bank |
Metro Money Market Fund UITFMetrobank as of Jul 16, 2026 | 3.44% | PHP 344 on PHP 10,000 | PHP 10,000 | Same day | -0.64% | 3.44% | 0.38%/yr | Open via Metrobank |
RCBC Peso Money Market Fund UITFRCBC Trust Corporation as of Jul 17, 2026 | 3.38% | PHP 338 on PHP 10,000 | PHP 5,000 | Next day | -0.70% | 3.38% | 0.50%/yr | Open via RCBC Trust Corporation |
First Metro Save & Learn Money Market Fund Mutual FundFirst Metro Asset Management as of Jul 17, 2026 | 3.38% | PHP 338 on PHP 10,000 | PHP 5,000 | Next day | -0.70% | 3.38% | 0.50%/yr | Open via First Metro Asset Management |
BDO Peso Money Market Fund UITFBDO Unibank as of Jul 17, 2026 | 3.38% | PHP 338 on PHP 10,000 | PHP 10,000 | Same day | -0.70% | 3.38% | 0.50%/yr | Open via BDO Unibank |
ATRAM Peso Money Market Fund UITFATRAM Trust Corporation as of Jul 16, 2026 | 3.18% | PHP 318 on PHP 10,000 | PHP 50 | Next day | -0.89% | 3.18% | 0.45%/yr | Open via ATRAM Trust Corporation |
DBP Unlad Panimula MMF (Class III) UITFDevelopment Bank of the Philippines as of Jul 15, 2026 | 3.13% | PHP 313 on PHP 10,000 | PHP 10,000 | Next day | -0.95% | 3.13% | 0.30%/yr | Open via Development Bank of the Philippines |
P PSBank Money Market Fund UITFPhilippine Savings Bank as of Jul 16, 2026 | 3.10% | PHP 310 on PHP 10,000 | PHP 10,000 | Next day | -0.98% | 3.10% | 0.50%/yr | Open via Philippine Savings Bank |
Estimated yearly earnings are based on each fund's latest net yield. Actual returns change daily and are not guaranteed.
For dollar liquidity. The entered amount is treated as USD for these rows.
PNB Prime Dollar Money Market Fund
as of Jul 17, 2026
3.42%
Est. yearly
USD 342
Based on USD 10,000
Minimum
USD 100
Next day
-0.21%
Gross yield
3.42%
0.25%/yr
Early redemption: 50% of income earned within 30-day holding period
via Philippine National Bank | Truva may earn a referral fee
BDO Dollar Money Market Fund
as of Jul 17, 2026
3.40%
Est. yearly
USD 340
Based on USD 10,000
Minimum
USD 500
Same day
-0.23%
Gross yield
3.40%
0.50%/yr
via BDO Unibank | Truva may earn a referral fee
Metro$ Money Market Fund
as of Jul 16, 2026
3.23%
Est. yearly
USD 323
Based on USD 10,000
Minimum
USD 500
Next day
-0.40%
Gross yield
3.23%
0.38%/yr
via Metrobank | Truva may earn a referral fee
Chinabank Dollar Cash Fund
as of Jul 16, 2026
3.04%
Est. yearly
USD 304
Based on USD 10,000
Minimum
USD 500
Next day
-0.59%
Gross yield
3.04%
0.15%/yr
Early redemption: 1% of proceeds within 5-day holding period
via China Banking Corporation | Truva may earn a referral fee
Landbank US Dollar Money Market Fund
as of Jul 16, 2026
2.51%
Est. yearly
USD 251
Based on USD 10,000
Minimum
USD 1,000
T+3
-1.12%
Gross yield
2.51%
0.06%/yr
Early redemption: 25% of net earnings (min $10) within 30-day holding period
via Land Bank of the Philippines | Truva may earn a referral fee
| Fund | ||||||||
|---|---|---|---|---|---|---|---|---|
PNB Prime Dollar Money Market Fund UITFPhilippine National Bank as of Jul 17, 2026 | 3.42% | USD 342 on USD 10,000 | USD 100 | Next day | -0.21% | 3.42% | 0.25%/yr | Open via Philippine National Bank |
BDO Dollar Money Market Fund UITFBDO Unibank as of Jul 17, 2026 | 3.40% | USD 340 on USD 10,000 | USD 500 | Same day | -0.23% | 3.40% | 0.50%/yr | Open via BDO Unibank |
Metro$ Money Market Fund UITFMetrobank as of Jul 16, 2026 | 3.23% | USD 323 on USD 10,000 | USD 500 | Next day | -0.40% | 3.23% | 0.38%/yr | Open via Metrobank |
C Chinabank Dollar Cash Fund UITFChina Banking Corporation as of Jul 16, 2026 | 3.04% | USD 304 on USD 10,000 | USD 500 | Next day | -0.59% | 3.04% | 0.15%/yr | Open via China Banking Corporation |
Landbank US Dollar Money Market Fund UITFLand Bank of the Philippines as of Jul 16, 2026 | 2.51% | USD 251 on USD 10,000 | USD 1,000 | T+3 | -1.12% | 2.51% | 0.06%/yr | Open via Land Bank of the Philippines |
Truva may earn referral fees via our links — this never affects rankings. Past yields are not guaranteed. UITFs and mutual funds are not PDIC-insured.
Data sourced from uitf.com.ph and PIFA. Truva is not affiliated with or endorsed by these providers.
