Net yield comes first: gross one-year yield, less 20% Final Withholding Tax and each fund's trust fee. Type your amount below to estimate annual earnings directly in the table.
Funds tracked
23
18 PHP · 5 USD
91-day T-Bill
4.75%
Raw BTr rate date: Apr 16, 2026
90-day SOFR (USD)
3.67%
US T-Bill proxy date: Apr 16, 2026
Data last updated
Apr 19, 2026, 6:30 PM PHT
PHP rates as of Apr 19, 2026
This is an annual estimate using the latest net yield after tax and trust fees. For USD rows, the same number is treated as USD.
Primary comparison set. Sorted by net yield so the amount you can actually keep stays first.
Top net yield
4.10% | PHP 410
BPI Wealth
ALFM Money Market Fund (Shares)
BPI Wealth | Mutual Fund
4.10%
Est. yearly
PHP 410
Based on PHP 10,000
Minimum
PHP 1,000
Same day
+0.30%
Gross yield
5.75%
0.50%/yr
Early redemption: 1% within 7 calendar days
via BPI Wealth | Truva may earn a referral fee
ALFM Money Market Fund (Units)
BPI Wealth | Mutual Fund
4.10%
Est. yearly
PHP 410
Based on PHP 10,000
Minimum
PHP 1,000
Same day
+0.30%
Gross yield
5.75%
0.50%/yr
Early redemption: 1% within 7 calendar days
via BPI Wealth | Truva may earn a referral fee
First Metro Save & Learn Money Market Fund
First Metro Asset Management | Mutual Fund
4.02%
Est. yearly
PHP 402
Based on PHP 10,000
Minimum
PHP 5,000
Next day
+0.22%
Gross yield
5.65%
0.50%/yr
Early redemption: 1% within 7 days
via First Metro Asset Management | Truva may earn a referral fee
Chinabank Money Market Fund
China Banking Corporation | UITF
3.17%
Est. yearly
PHP 317
Based on PHP 10,000
Minimum
PHP 5,000
Next day
-0.63%
Gross yield
4.28%
0.25%/yr
Early redemption: 1% of proceeds within 3-day holding period
via China Banking Corporation | Truva may earn a referral fee
EastWest Peso Money Market Fund
EastWest Banking Corporation | UITF
3.11%
Est. yearly
PHP 311
Based on PHP 10,000
Minimum
PHP 10,000
Next day
-0.69%
Gross yield
4.20%
0.25%/yr
via EastWest Banking Corporation | Truva may earn a referral fee
Chinabank Cash Fund
China Banking Corporation | UITF
3.10%
Est. yearly
PHP 310
Based on PHP 10,000
Minimum
PHP 5,000
Same day
-0.70%
Gross yield
4.06%
0.15%/yr
Early redemption: 1% of proceeds within 3-day holding period
via China Banking Corporation | Truva may earn a referral fee
SB Peso Cash Management Fund
Security Bank Corporation | UITF
3.08%
Est. yearly
PHP 308
Based on PHP 10,000
Minimum
PHP 5,000
Next day
-0.72%
Gross yield
4.16%
0.25%/yr
via Security Bank Corporation | Truva may earn a referral fee
LANDBANK Money Market Plus Fund
Land Bank of the Philippines | UITF
2.99%
Est. yearly
PHP 299
Based on PHP 10,000
Minimum
PHP 5,000
Next day
-0.81%
Gross yield
3.90%
0.13%/yr
Early redemption: 25% of net earnings (min PHP 500) within 30-day holding period
via Land Bank of the Philippines | Truva may earn a referral fee
SB Peso Money Market Fund
Security Bank Corporation | UITF
2.92%
Est. yearly
PHP 292
Based on PHP 10,000
Minimum
PHP 10,000
Next day
-0.88%
Gross yield
4.09%
0.35%/yr
via Security Bank Corporation | Truva may earn a referral fee
PNB Prestige Peso Money Market Fund
Philippine National Bank | UITF
2.80%
Est. yearly
PHP 280
Based on PHP 10,000
Minimum
PHP 2,000
Next day
-1.00%
Gross yield
3.81%
0.25%/yr
Early redemption: 50% of income earned within 5-day holding period
via Philippine National Bank | Truva may earn a referral fee
RCBC Peso Money Market Fund
RCBC Trust Corporation | UITF
2.69%
Est. yearly
PHP 269
Based on PHP 10,000
Minimum
PHP 5,000
Next day
-1.11%
Gross yield
3.99%
0.50%/yr
via RCBC Trust Corporation | Truva may earn a referral fee
Metro Money Market Fund
Metrobank | UITF
2.57%
Est. yearly
PHP 257
Based on PHP 10,000
Minimum
PHP 10,000
Same day
-1.23%
Gross yield
3.68%
0.38%/yr
via Metrobank | Truva may earn a referral fee
Manulife Money Market Fund (Class A)
Manulife IMTC | UITF
2.54%
Est. yearly
PHP 254
Based on PHP 10,000
Minimum
PHP 1,000
Next day
-1.26%
Gross yield
3.80%
0.50%/yr
via Manulife IMTC | Truva may earn a referral fee
BPI Money Market Fund
BPI Wealth | UITF
2.52%
Est. yearly
PHP 252
Based on PHP 10,000
Minimum
PHP 10,000
Same day
-1.28%
Gross yield
3.77%
0.50%/yr
via BPI Wealth | Truva may earn a referral fee
BDO Peso Money Market Fund
BDO Unibank | UITF
2.49%
Est. yearly
PHP 249
Based on PHP 10,000
Minimum
PHP 10,000
Same day
-1.31%
Gross yield
3.74%
0.50%/yr
via BDO Unibank | Truva may earn a referral fee
ATRAM Peso Money Market Fund
ATRAM Trust Corporation | UITF
2.33%
Est. yearly
PHP 233
Based on PHP 10,000
Minimum
PHP 50
Next day
-1.47%
Gross yield
3.47%
0.45%/yr
via ATRAM Trust Corporation | Truva may earn a referral fee
DBP Unlad Panimula MMF (Class III)
Development Bank of the Philippines | UITF
2.32%
Est. yearly
PHP 232
Based on PHP 10,000
Minimum
PHP 10,000
Next day
-1.48%
Gross yield
3.27%
0.30%/yr
via Development Bank of the Philippines | Truva may earn a referral fee
PSBank Money Market Fund
Philippine Savings Bank | UITF
2.30%
Est. yearly
PHP 230
Based on PHP 10,000
Minimum
PHP 10,000
Next day
-1.50%
Gross yield
3.50%
0.50%/yr
via Philippine Savings Bank | Truva may earn a referral fee
| Fund | Estimated yearly earnings | Minimum | Gross | |||||
|---|---|---|---|---|---|---|---|---|
ALFM Money Market Fund (Shares) BPI Wealth | Mutual Fund | 4.10% | PHP 410 on PHP 10,000 | PHP 1,000 | Same day | +0.30% | 5.75% | 0.50%/yr | Open |
ALFM Money Market Fund (Units) BPI Wealth | Mutual Fund | 4.10% | PHP 410 on PHP 10,000 | PHP 1,000 | Same day | +0.30% | 5.75% | 0.50%/yr | Open |
First Metro Save & Learn Money Market Fund First Metro Asset Management | Mutual Fund | 4.02% | PHP 402 on PHP 10,000 | PHP 5,000 | Next day | +0.22% | 5.65% | 0.50%/yr | Open |
C Chinabank Money Market Fund China Banking Corporation | UITF | 3.17% | PHP 317 on PHP 10,000 | PHP 5,000 | Next day | -0.63% | 4.28% | 0.25%/yr | Open |
EastWest Peso Money Market Fund EastWest Banking Corporation | UITF | 3.11% | PHP 311 on PHP 10,000 | PHP 10,000 | Next day | -0.69% | 4.20% | 0.25%/yr | Open |
C Chinabank Cash Fund China Banking Corporation | UITF | 3.10% | PHP 310 on PHP 10,000 | PHP 5,000 | Same day | -0.70% | 4.06% | 0.15%/yr | Open |
SB Peso Cash Management Fund Security Bank Corporation | UITF | 3.08% | PHP 308 on PHP 10,000 | PHP 5,000 | Next day | -0.72% | 4.16% | 0.25%/yr | Open |
LANDBANK Money Market Plus Fund Land Bank of the Philippines | UITF | 2.99% | PHP 299 on PHP 10,000 | PHP 5,000 | Next day | -0.81% | 3.90% | 0.13%/yr | Open |
SB Peso Money Market Fund Security Bank Corporation | UITF | 2.92% | PHP 292 on PHP 10,000 | PHP 10,000 | Next day | -0.88% | 4.09% | 0.35%/yr | Open |
PNB Prestige Peso Money Market Fund Philippine National Bank | UITF | 2.80% | PHP 280 on PHP 10,000 | PHP 2,000 | Next day | -1.00% | 3.81% | 0.25%/yr | Open |
RCBC Peso Money Market Fund RCBC Trust Corporation | UITF | 2.69% | PHP 269 on PHP 10,000 | PHP 5,000 | Next day | -1.11% | 3.99% | 0.50%/yr | Open |
Metro Money Market Fund Metrobank | UITF | 2.57% | PHP 257 on PHP 10,000 | PHP 10,000 | Same day | -1.23% | 3.68% | 0.38%/yr | Open |
Manulife Money Market Fund (Class A) Manulife IMTC | UITF | 2.54% | PHP 254 on PHP 10,000 | PHP 1,000 | Next day | -1.26% | 3.80% | 0.50%/yr | Open |
BPI Money Market Fund BPI Wealth | UITF | 2.52% | PHP 252 on PHP 10,000 | PHP 10,000 | Same day | -1.28% | 3.77% | 0.50%/yr | Open |
BDO Peso Money Market Fund BDO Unibank | UITF | 2.49% | PHP 249 on PHP 10,000 | PHP 10,000 | Same day | -1.31% | 3.74% | 0.50%/yr | Open |
ATRAM Peso Money Market Fund ATRAM Trust Corporation | UITF | 2.33% | PHP 233 on PHP 10,000 | PHP 50 | Next day | -1.47% | 3.47% | 0.45%/yr | Open |
DBP Unlad Panimula MMF (Class III) Development Bank of the Philippines | UITF | 2.32% | PHP 232 on PHP 10,000 | PHP 10,000 | Next day | -1.48% | 3.27% | 0.30%/yr | Open |
P PSBank Money Market Fund Philippine Savings Bank | UITF | 2.30% | PHP 230 on PHP 10,000 | PHP 10,000 | Next day | -1.50% | 3.50% | 0.50%/yr | Open |
Estimated yearly earnings use each fund's latest one-year net yield. Actual fund returns can move daily and are not guaranteed.
Secondary set for dollar liquidity. Estimates use the same typed number as USD.
Top net yield
2.56% | USD 256
Philippine National Bank
Benchmark (90-day SOFR)
3.67%
US T-Bill proxy · as of Apr 16, 2026
PNB Prime Dollar Money Market Fund
Philippine National Bank | UITF
2.56%
Est. yearly
USD 256
Based on USD 10,000
Minimum
USD 100
Next day
-1.11%
Gross yield
3.52%
0.25%/yr
Early redemption: 50% of income earned within 30-day holding period
via Philippine National Bank | Truva may earn a referral fee
Chinabank Dollar Cash Fund
China Banking Corporation | UITF
2.44%
Est. yearly
USD 244
Based on USD 10,000
Minimum
USD 500
Next day
-1.23%
Gross yield
3.24%
0.15%/yr
Early redemption: 1% of proceeds within 5-day holding period
via China Banking Corporation | Truva may earn a referral fee
Metro$ Money Market Fund
Metrobank | UITF
2.41%
Est. yearly
USD 241
Based on USD 10,000
Minimum
USD 500
Next day
-1.26%
Gross yield
3.49%
0.38%/yr
via Metrobank | Truva may earn a referral fee
BDO Dollar Money Market Fund
BDO Unibank | UITF
2.35%
Est. yearly
USD 235
Based on USD 10,000
Minimum
USD 500
Same day
-1.32%
Gross yield
3.56%
0.50%/yr
via BDO Unibank | Truva may earn a referral fee
Landbank US Dollar Money Market Fund
Land Bank of the Philippines | UITF
2.09%
Est. yearly
USD 209
Based on USD 10,000
Minimum
USD 1,000
T+3
-1.58%
Gross yield
2.68%
0.06%/yr
Early redemption: 25% of net earnings (min $10) within 30-day holding period
via Land Bank of the Philippines | Truva may earn a referral fee
| Fund | Estimated yearly earnings | Minimum | Gross | |||||
|---|---|---|---|---|---|---|---|---|
PNB Prime Dollar Money Market Fund Philippine National Bank | UITF | 2.56% | USD 256 on USD 10,000 | USD 100 | Next day | -1.11% | 3.52% | 0.25%/yr | Open |
C Chinabank Dollar Cash Fund China Banking Corporation | UITF | 2.44% | USD 244 on USD 10,000 | USD 500 | Next day | -1.23% | 3.24% | 0.15%/yr | Open |
Metro$ Money Market Fund Metrobank | UITF | 2.41% | USD 241 on USD 10,000 | USD 500 | Next day | -1.26% | 3.49% | 0.38%/yr | Open |
BDO Dollar Money Market Fund BDO Unibank | UITF | 2.35% | USD 235 on USD 10,000 | USD 500 | Same day | -1.32% | 3.56% | 0.50%/yr | Open |
Landbank US Dollar Money Market Fund Land Bank of the Philippines | UITF | 2.09% | USD 209 on USD 10,000 | USD 1,000 | T+3 | -1.58% | 2.68% | 0.06%/yr | Open |
Truva may earn referral fees when you open an account via our links. This does not affect our rankings. Yields are historical and not guaranteed. UITFs and mutual funds are not PDIC-insured. Past performance does not guarantee future results.
