Truva

Best Credit Cards in the Philippines

We compare the top cards to help you maximize your rewards, waive annual fees, and stretch your Peso further.

BPI
Best for Everyday grocery and Ayala Malls shoppers

Amore Cashback Card

BPI

Annual Fee

₱3,000

Waived for the first year

Interest Rate

3% / mo

  • Ayala Malls lounge access
  • 4% cashback on groceries
  • Cashback on dining and online purchases
UNIONBANK
Best for Everyday shoppers and diners who want flexible rewards

Rewards Visa

UnionBank

Annual Fee

₱2,500

No annual fee for life with NAFFL promo

Interest Rate

3% / mo

  • 3X points on shopping and dining
  • No annual fee for life under NAFFL promo
  • Accepted on the global Visa network