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Security Bank Gold Mastercard

by Security Bank Corporation

Mastercard networkRewards card

Quick take

Main benefit

Simple points. You earn points on every purchase — no categories to track.

Main catch

The yearly fee returns after the first year (₱2,500) unless the bank waives it.

Income needed

₱40,000/mo The bank does the final check.

Annual fee

₱2,500/yr Waived for the first year.

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Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

Is this card for you?

Good fit if
  • You want simple rewards without tracking categories.
  • You pay your balance in full each month to avoid interest.
Look elsewhere if
  • You'd rather earn straight cashback than points or miles.
  • You expect to carry a balance from month to month.
  • You want the highest rewards rate on the market.

The numbers

Earn rateStill being checked with the bank
Annual fee₱2,500/yr
Interest if unpaid3.00% / month
Late payment fee₱1,000
Foreign currency markup2.50%
›More fees and details
Cash advance fee₱200
Over-limit fee₱500
Fee waiverSpend-based: Php 300,000 annual qualified spend within 12 months from card approval date

The catch

  • The yearly fee returns after the first year (₱2,500) unless the bank waives it.
  • Interest is steep if you don't pay in full — about 3.00% a month.

Ready to decide?

Apply on Security Bank CorporationCompare similar cards

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

You'll finish on Security Bank Corporation's official site. Truva doesn't collect your application or see your details.
›What you'll need before you start
  • One valid government ID— passport, driver's license, UMID, or PhilSys.
  • Proof of income — a recent payslip, your latest ITR, or a COE with salary.
  • Proof of billing address — a utility bill or a bank statement.
  • 10–15 minutes to fill out Security Bank Corporation's application form.
From Security Bank Corporation's official page · Checked Jun 3, 2026

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

Apply on Security Bank CorporationCompare