Credit card · Mastercard · Rewards
AUB Classic Mastercard
by Asia United Bank
Quick take
Main benefit
No-fee AUB access. You get a simple Mastercard with no yearly fee for life and AUB flexible billing controls.
Main catch
Interest is steep if you don't pay in full — about 3.00% a month.
Income needed
₱50,000/mo The bank does the final check.
Annual fee
₱0 — no yearly fee for life
Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.
Is this card for you?
- You want a simple Mastercard with no yearly fee for life.
- You meet AUB's Php 50,000 gross monthly income requirement for Easy, Classic, and Gold.
- You want supplementary-card flexibility without adding yearly fees.
- You pay your balance in full each month to avoid interest.
- You need a card with cash advance access.
- You want cashback or bonus-category rewards as the main value.
- You often spend in foreign currency and want a lower foreign-card fee than 2.50%.
- You want travel perks beyond basic Mastercard acceptance.
The numbers
›More fees and details
The catch
- Interest is steep if you don't pay in full — about 3.00% a month.
Ready to decide?
Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.
›What you'll need before you start
- One valid government ID— passport, driver's license, UMID, or PhilSys.
- Proof of income — a recent payslip, your latest ITR, or a COE with salary.
- Proof of billing address — a utility bill or a bank statement.
- 10–15 minutes to fill out AUB's application form.
Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.