Credit card · Mastercard · Miles
Chinabank Destinations World Mastercard
by China Banking Corporation (Chinabank)
Quick take
Main benefit
Travel miles. Your spending earns miles you can put toward flights.
Main catch
The yearly fee returns after the first year (₱5,000) unless the bank waives it.
Income needed
₱20,833/mo The bank does the final check.
Annual fee
₱5,000/yr Waived for the first year.
Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.
Is this card for you?
- You travel often and want your spending to earn miles.
- You pay your balance in full each month to avoid interest.
- You'd rather earn straight cashback than points or miles.
- You expect to carry a balance from month to month.
- You want the highest rewards rate on the market.
The numbers
›More fees and details
The catch
- The yearly fee returns after the first year (₱5,000) unless the bank waives it.
- Interest is steep if you don't pay in full — about 3.00% a month.
Ready to decide?
Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.
›What you'll need before you start
- One valid government ID— passport, driver's license, UMID, or PhilSys.
- Proof of income — a recent payslip, your latest ITR, or a COE with salary.
- Proof of billing address — a utility bill or a bank statement.
- 10–15 minutes to fill out China Banking Corporation (Chinabank)'s application form.
Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.