Credit card · Mastercard · Rewards
Metrobank Toyota Platinum Card
by Metrobank
Quick take
Main benefit
Toyota and driving rebates. You get Toyota dealer benefits plus a Metrobank-listed 3% fuel and toll rebate.
Main catch
The yearly fee returns after the first year (₱2,800) unless the bank waives it.
Income needed
₱29,167/mo The bank does the final check.
Annual fee
₱2,800/yr Waived for the first year.
Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.
Is this card for you?
- You own or regularly maintain a Toyota vehicle.
- You can use fuel, toll, and Toyota dealer benefits often enough.
- You meet the published Php 350,000 annual income requirement.
- You pay your balance in full each month to avoid interest.
- You do not spend much on fuel, tolls, or Toyota dealer services.
- You want general cashback instead of car-related benefits.
- You want a lower regular yearly fee than Php 2,800.
- You are applying for your first credit card.
The numbers
›More fees and details
The catch
- The yearly fee returns after the first year (₱2,800) unless the bank waives it.
- Interest is steep if you don't pay in full — about 3.00% a month.
Ready to decide?
Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.
›What you'll need before you start
- One valid government ID— passport, driver's license, UMID, or PhilSys.
- Proof of income — a recent payslip, your latest ITR, or a COE with salary.
- Proof of billing address — a utility bill or a bank statement.
- 10–15 minutes to fill out Metrobank's application form.
Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.