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Credit card · Visa

EastWest Visa Platinum

by East West Banking Corporation

Visa network

Quick take

Main benefit

A basic card. No rewards program is listed for this card yet.

Main catch

Interest is steep if you don't pay in full — about 3.00% a month.

Income needed

₱83,333/mo The bank does the final check.

Annual fee

₱3,600/yr

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

Is this card for you?

Good fit if
  • You pay your balance in full each month to avoid interest.
Look elsewhere if
  • You expect to carry a balance from month to month.
  • You earn below ₱83,333 a month.

The numbers

Earn rateStill being checked with the bank
Annual fee₱3,600/yr
Interest if unpaid3.00% / month
Late payment fee₱1,500
Foreign currency markup2.50%
More fees and details
Cash advance fee₱200
Over-limit fee₱700
Fee waiverSpend-based waiver: automatically waived upon reaching Php 1,500,000 accumulated spend in the 12 months preceding card anniversary date.

The catch

  • Interest is steep if you don't pay in full — about 3.00% a month.

Ready to decide?

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.

You'll finish on East West Banking Corporation's official site. Truva doesn't collect your application or see your details.
What you'll need before you start
  • One valid government ID— passport, driver's license, UMID, or PhilSys.
  • Proof of income — a recent payslip, your latest ITR, or a COE with salary.
  • Proof of billing address — a utility bill or a bank statement.
  • 10–15 minutes to fill out East West Banking Corporation's application form.

Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.