Credit card · Visa · Miles
RCBC Airmiles Visa Signature
by Rizal Commercial Banking Corporation
Quick take
Main benefit
Direct travel miles. You earn Signature Airmiles on local and overseas spend with RCBC-listed 1:1 partner mileage conversion.
Main catch
The yearly fee returns after the first year (₱5,500) unless the bank waives it.
Income needed
₱83,333/mo The bank does the final check.
Annual fee
₱5,500/yr Waived for the first year.
Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.
Is this card for you?
- You travel enough to use Signature Airmiles, lounge access, and travel insurance.
- You meet the published Php 1,000,000 annual income requirement.
- You can use direct miles better than general rewards points.
- You pay your balance in full each month to avoid interest.
- You want cashback or simple points instead of airline-mile redemptions.
- You do not expect to use lounge access or travel insurance.
- You want a lower yearly fee than Php 5,500.
- You earn below Php 83,333 a month.
The numbers
›More fees and details
The catch
- The yearly fee returns after the first year (₱5,500) unless the bank waives it.
- Interest is steep if you don't pay in full — about 3.00% a month.
Ready to decide?
Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.
›What you'll need before you start
- One valid government ID— passport, driver's license, UMID, or PhilSys.
- Proof of income — a recent payslip, your latest ITR, or a COE with salary.
- Proof of billing address — a utility bill or a bank statement.
- 10–15 minutes to fill out Rizal Commercial Banking Corporation's application form.
Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.