Credit card · Mastercard · Rewards
AUB Easy Mastercard
by Asia United Bank
Quick take
Main benefit
Flexible payment setup. AUB lets you choose your due date and payment cycle while keeping the yearly fee at zero.
Main catch
Interest is steep if you don't pay in full — about 3.00% a month.
Income needed
₱50,000/mo The bank does the final check.
Annual fee
₱0 — no yearly fee for life
Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.
Is this card for you?
- You want a starter-friendly AUB card with no yearly fee for life.
- You meet AUB's Php 50,000 gross monthly income requirement for Easy, Classic, and Gold.
- You value choosing your due date and payment frequency more than premium perks.
- You pay your balance in full each month to avoid interest.
- You need a card with cash advance access.
- You want strong category rewards or cashback.
- You often spend in foreign currency and want a lower foreign-card fee than 2.50%.
- You want airport lounge access or premium travel benefits.
The numbers
›More fees and details
The catch
- Interest is steep if you don't pay in full — about 3.00% a month.
Ready to decide?
Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.
›What you'll need before you start
- One valid government ID— passport, driver's license, UMID, or PhilSys.
- Proof of income — a recent payslip, your latest ITR, or a COE with salary.
- Proof of billing address — a utility bill or a bank statement.
- 10–15 minutes to fill out AUB's application form.
Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.