Credit card · Mastercard · Rewards
Metrobank Platinum Mastercard
by Metrobank
Quick take
Main benefit
Lifestyle rewards. You earn Metrobank Rewards Points with dining privileges, e-commerce protection, and a spend-based fee-waiver path.
Main catch
The yearly fee returns after the first year (₱5,000) unless the bank waives it.
Income needed
₱58,333/mo The bank does the final check.
Annual fee
₱5,000/yr Waived for the first year.
Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.
Is this card for you?
- You want Metrobank Rewards Points with dining and shopping privileges.
- You meet the published Php 700,000 annual income requirement.
- You can realistically spend Php 400,000 a year if you want the following year fee waived.
- You pay your balance in full each month to avoid interest.
- You want miles or cashback as the main reward.
- You often spend in foreign currency and want a lower foreign-card fee.
- You want a lower regular yearly fee than Php 5,000.
- You are applying for your first credit card.
The numbers
›More fees and details
The catch
- The yearly fee returns after the first year (₱5,000) unless the bank waives it.
- Interest is steep if you don't pay in full — about 3.00% a month.
Ready to decide?
Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.
›What you'll need before you start
- One valid government ID— passport, driver's license, UMID, or PhilSys.
- Proof of income — a recent payslip, your latest ITR, or a COE with salary.
- Proof of billing address — a utility bill or a bank statement.
- 10–15 minutes to fill out Metrobank's application form.
Truva may earn a fee if you apply through a partner link. This does not change your terms or our picks. Banks make the final approval decision.